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Single Family ResidenceResidential
$337,514$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12918 CLEARWATER RD

RUSSELLVILLE, MO 65074
2
Beds
2
Baths
1,620 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.01 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$338K
$303K low$372K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,733
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,786
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$182,781
COMMUNITY POINT BANK · recorded Mar 31, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
COMMUNITY POINT BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,651 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,660 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,180
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,480
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,660
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOLE
Lot (acres)The size of the land the home sits on, from county records.5.01
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cole County R-I Elementary SchoolC
Elementary · Grades PK–6 · 2.5 mi
H
Russellville High SchoolC
High · Grades 9–12 · 2.8 mi

District: Cole County R-I School District

Neighborhood · ZIP 65074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,242
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,257
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,164
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12918 Clearwater Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 89% of homes in Cole County
  • Newer than 91% of homes in Cole County

What homes are worth in Russellville 65074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$684K

This home is worth more than 56% of homes in Russellville 65074.

How it measures up in Russellville 65074

The dot is this home. The mark in the middle is the typical home in Russellville 65074.

Estimated value$337,514
CheaperTypical $318,319Pricier

Pricier than 56% of homes nearby

Price per ft²$208
CheaperTypical $183Pricier

Pricier than 63% of homes nearby

Living area1,620 ft²
SmallerTypical 1,674 ft²Bigger

Bigger than 48% of homes nearby

Lot size5.01 ac
SmallerTypical 5.58 acBigger

Bigger than 47% of homes nearby

Year built2010
OlderTypical 1981Newer

Newer than 89% of homes nearby

How 12918 Clearwater Rd ranks against every home in each area.
MeasureThis homeRussellville 65074Cole County
Estimated valuepricier than$337,51456% of homes60% of homes
Price per ft²pricier than$20863% of homes58% of homes
Living areabigger than1,620 ft²48% of homes52% of homes
Lot sizebigger than5.01 ac47% of homes89% of homes
Year builtnewer than201089% of homes91% of homes

About 12918 Clearwater Rd

How much is 12918 Clearwater Rd, Russellville, MO worth?

The TopHap Estimate for 12918 Clearwater Rd, Russellville, MO is $337,514 as of Jul 14, 2026. The likely range is $303,433 to $371,595. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12918 Clearwater Rd, Russellville, MO last sell?

12918 Clearwater Rd, Russellville, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12918 Clearwater Rd, Russellville, MO?

12918 Clearwater Rd, Russellville, MO has 2 bedrooms, 2 bathrooms, 1,620 square feet of living space and a 5.01-acre lot.

When was 12918 Clearwater Rd, Russellville, MO built?

12918 Clearwater Rd, Russellville, MO was built in 2010, making it 16 years old. The building has 1 story.

What schools serve 12918 Clearwater Rd, Russellville, MO?

12918 Clearwater Rd, Russellville, MO is assigned to Cole County R-I Elementary School (elementary), rated C; Russellville High School (high), rated C. All sit in Cole County R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12918 Clearwater Rd, Russellville, MO compare to other homes in Russellville 65074?

Among the 1,259 homes in Russellville 65074, it is worth more than 56% of them ($337,514 against a typical $318,319), its price per square foot is higher than 63% of them ($208 against a typical $183), it is bigger than 48% of them (1,620 ft² against a typical 1,674 ft²), its lot is bigger than 47% of them (5.01 ac against a typical 5.58 ac) and it is newer than 89% of them (2010 against a typical 1981). Measured against all of Cole County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12918 Clearwater Rd, Russellville, MO?

The 2025 property tax bill for 12918 Clearwater Rd, Russellville, MO was $1,651. The county assessed it at $26,660.

Closest homes

More homes in Russellville 65074

Assigned schools

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