Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$272,016$259 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12822 CLEARWATER RD

RUSSELLVILLE, MO 65074
2
Beds
2
Baths
1,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
67.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$272K
$241K low$303K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$272,016
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$217,613

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,370 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,110 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,020
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,090
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,110
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyCOLE
Lot (acres)The size of the land the home sits on, from county records.67.43
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cole County R-I Elementary SchoolC
Elementary · Grades PK–6 · 2.3 mi
H
Russellville High SchoolC
High · Grades 9–12 · 2.6 mi

District: Cole County R-I School District

Neighborhood · ZIP 65074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,242
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,257
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,164
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12822 Clearwater Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 87% of homes in Cole County
  • Smaller than 90% of homes in Russellville 65074
  • Has a bigger lot than 98% of homes in Cole County

What homes are worth in Russellville 65074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$133K$705K

This home is worth more than 36% of homes in Russellville 65074.

How it measures up in Russellville 65074

The dot is this home. The mark in the middle is the typical home in Russellville 65074.

Estimated value$272,016
CheaperTypical $318,804Pricier

Pricier than 36% of homes nearby

Price per ft²$259
CheaperTypical $183Pricier

Pricier than 81% of homes nearby

Living area1,050 ft²
SmallerTypical 1,665 ft²Bigger

Bigger than 10% of homes nearby

Lot size67.43 ac
SmallerTypical 5.54 acBigger

Bigger than 90% of homes nearby

Year built1976
OlderTypical 1982Newer

Newer than 42% of homes nearby

How 12822 Clearwater Rd ranks against every home in each area.
MeasureThis homeRussellville 65074Cole County
Estimated valuepricier than$272,01636% of homes40% of homes
Price per ft²pricier than$25981% of homes87% of homes
Living areabigger than1,050 ft²10% of homes10% of homes
Lot sizebigger than67.43 ac90% of homes98% of homes
Year builtnewer than197642% of homes44% of homes

About 12822 Clearwater Rd

How much is 12822 Clearwater Rd, Russellville, MO worth?

The TopHap Estimate for 12822 Clearwater Rd, Russellville, MO is $272,016 as of Jul 14, 2026. The likely range is $241,463 to $302,569. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12822 Clearwater Rd, Russellville, MO last sell?

12822 Clearwater Rd, Russellville, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12822 Clearwater Rd, Russellville, MO?

12822 Clearwater Rd, Russellville, MO has 2 bedrooms, 2 bathrooms, 1,050 square feet of living space and a 67.43-acre lot.

When was 12822 Clearwater Rd, Russellville, MO built?

12822 Clearwater Rd, Russellville, MO was built in 1976, making it 50 years old. It is a contemporary home. The building has 1 story.

What schools serve 12822 Clearwater Rd, Russellville, MO?

12822 Clearwater Rd, Russellville, MO is assigned to Cole County R-I Elementary School (elementary), rated C; Russellville High School (high), rated C. All sit in Cole County R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12822 Clearwater Rd, Russellville, MO compare to other homes in Russellville 65074?

Among the 1,259 homes in Russellville 65074, it is worth more than 36% of them ($272,016 against a typical $318,804), its price per square foot is higher than 81% of them ($259 against a typical $183), it is bigger than 10% of them (1,050 ft² against a typical 1,665 ft²), its lot is bigger than 90% of them (67.43 ac against a typical 5.54 ac) and it is newer than 42% of them (1976 against a typical 1982). Measured against all of Cole County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12822 Clearwater Rd, Russellville, MO?

The 2025 property tax bill for 12822 Clearwater Rd, Russellville, MO was $1,370. The county assessed it at $22,110.

Closest homes

More homes in Russellville 65074

Assigned schools

Explore the area

See this home in context

Open 12822 Clearwater Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map