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Single Family ResidenceResidential
$205,496$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12941 BELL RD

ROBY, MO 65557
4
Beds
0
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.85 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$205K
$181K low$230K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$174,735
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,788
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,761
FCS FINANCIAL PCA · recorded Apr 8, 2008

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,320 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$70,130

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
54
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTexas
Lot (acres)The size of the land the home sits on, from county records.0.85
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Gravity

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Plato High SchoolC+
High · Grades 9–12 · 5.1 mi
E
Plato Elementary SchoolC
Elementary · Grades PK–5 · 5.1 mi

District: Plato R-V School District

Neighborhood · ZIP 65557These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.119
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,412
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,129
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12941 Bell Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 84% of homes in Roby 65557
  • Bigger than 82% of homes in Texas County
  • Has a smaller lot than 91% of homes in Roby 65557

What homes are worth in Roby 65557

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$517K

This home is worth more than 47% of homes in Roby 65557.

How it measures up in Roby 65557

The dot is this home. The mark in the middle is the typical home in Roby 65557.

Estimated value$205,496
CheaperTypical $214,020Pricier

Pricier than 47% of homes nearby

Price per ft²$107
CheaperTypical $143Pricier

Pricier than 16% of homes nearby

Living area1,920 ft²
SmallerTypical 1,424 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.85 ac
SmallerTypical 4 acBigger

Bigger than 9% of homes nearby

Year built1985
OlderTypical 1986Newer

Newer than 49% of homes nearby

How 12941 Bell Rd ranks against every home in each area.
MeasureThis homeRoby 65557Texas County
Estimated valuepricier than$205,49647% of homes45% of homes
Price per ft²pricier than$10716% of homes16% of homes
Living areabigger than1,920 ft²79% of homes82% of homes
Lot sizebigger than0.85 ac9% of homes24% of homes
Year builtnewer than198549% of homes59% of homes

About 12941 Bell Rd

How much is 12941 Bell Rd, Roby, MO worth?

The TopHap Estimate for 12941 Bell Rd, Roby, MO is $205,496 as of Jul 14, 2026. The likely range is $181,302 to $229,690. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12941 Bell Rd, Roby, MO last sell?

12941 Bell Rd, Roby, MO last sold on Apr 8, 2008, according to the county's recorded deed.

How big is 12941 Bell Rd, Roby, MO?

12941 Bell Rd, Roby, MO has 4 bedrooms, 1,920 square feet of living space and a 0.85-acre lot.

When was 12941 Bell Rd, Roby, MO built?

12941 Bell Rd, Roby, MO was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 12941 Bell Rd, Roby, MO?

12941 Bell Rd, Roby, MO is assigned to Plato High School (high), rated C+; Plato Elementary School (elementary), rated C. All sit in Plato R-V School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12941 Bell Rd, Roby, MO compare to other homes in Roby 65557?

Among the 109 homes in Roby 65557, it is worth more than 47% of them ($205,496 against a typical $214,020), its price per square foot is higher than 16% of them ($107 against a typical $143), it is bigger than 79% of them (1,920 ft² against a typical 1,424 ft²), its lot is bigger than 9% of them (0.85 ac against a typical 4 ac) and it is newer than 49% of them (1985 against a typical 1986). Measured against all of Texas County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Roby 65557

Assigned schools

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