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Single Family ResidenceResidential
$236,336$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $155,000 on Dec 3, 2008

12985 JAY ST NW

COON RAPIDS, MN 55448
4
Beds
1
Baths
1,376 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$236K
$183K low$289K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,000 · Dec 3, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$67,917
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$54,334
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$168,419
WELLS FARGO BANK NA · 3.62% · recorded Jan 30, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,629 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$347,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$246,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$347,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$347,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
29
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyAnoka
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Morris Bye Elementary SchoolC
Elementary · Grades KG–5 · 1.8 mi
H
Coon Rapids High SchoolC+
High · Grades 9–12 · 1.9 mi
M
Coon Rapids Middle SchoolB-
Middle · Grades 6–8 · 1.9 mi

District: Anoka-Hennepin School District

Neighborhood · ZIP 55448These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,409
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,727 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,801
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,672
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12985 Jay St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Oaks of Shenandoah
  • Costs less per square foot than 66% of homes in Anoka County
  • Bigger than 68% of homes in Minneapolis 55448
  • Older than 66% of homes in Oaks of Shenandoah

What homes are worth in Minneapolis 55448

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$445K

This home is worth more than 59% of homes in Minneapolis 55448.

How it measures up in Minneapolis 55448

The dot is this home. The mark in the middle is the typical home in Minneapolis 55448.

Estimated value$236,336
CheaperTypical $221,344Pricier

Pricier than 59% of homes nearby

Price per ft²$172
CheaperTypical $182Pricier

Pricier than 41% of homes nearby

Living area1,376 ft²
SmallerTypical 1,164 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.27 ac
SmallerTypical 0.25 acBigger

Bigger than 61% of homes nearby

Year built1986
OlderTypical 1986Newer

Newer than 54% of homes nearby

How 12985 Jay St Nw ranks against every home in each area.
MeasureThis homeOaks of ShenandoahMinneapolis 55448Anoka County
Estimated valuepricier than$236,33631% of homes59% of homes43% of homes
Price per ft²pricier than$17235% of homes41% of homes34% of homes
Living areabigger than1,376 ft²54% of homes68% of homes55% of homes
Lot sizebigger than0.27 ac38% of homes61% of homes46% of homes
Year builtnewer than198634% of homes54% of homes48% of homes

About 12985 Jay St Nw

How much is 12985 Jay St Nw, Coon Rapids, MN worth?

The TopHap Estimate for 12985 Jay St Nw, Coon Rapids, MN is $236,336 as of Jul 14, 2026. The likely range is $183,366 to $289,306. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12985 Jay St Nw, Coon Rapids, MN last sell?

12985 Jay St Nw, Coon Rapids, MN last sold on Dec 3, 2008 for $155,000, according to the county's recorded deed.

How big is 12985 Jay St Nw, Coon Rapids, MN?

12985 Jay St Nw, Coon Rapids, MN has 4 bedrooms, 1 bathrooms and 1,376 square feet of living space.

When was 12985 Jay St Nw, Coon Rapids, MN built?

12985 Jay St Nw, Coon Rapids, MN was built in 1986, making it 40 years old. It is a split level home. The building has 2 stories.

What schools serve 12985 Jay St Nw, Coon Rapids, MN?

12985 Jay St Nw, Coon Rapids, MN is assigned to Morris Bye Elementary School (elementary), rated C; Coon Rapids High School (high), rated C+; Coon Rapids Middle School (middle), rated B-. All sit in Anoka-Hennepin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12985 Jay St Nw, Coon Rapids, MN compare to other homes in Minneapolis 55448?

Among the 9,998 homes in Minneapolis 55448, it is worth more than 59% of them ($236,336 against a typical $221,344), its price per square foot is higher than 41% of them ($172 against a typical $182), it is bigger than 68% of them (1,376 ft² against a typical 1,164 ft²), its lot is bigger than 61% of them (0.27 ac against a typical 0.25 ac) and it is newer than 54% of them (1986 against a typical 1986). Measured against all of Anoka County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12985 Jay St Nw, Coon Rapids, MN?

The 2026 property tax bill for 12985 Jay St Nw, Coon Rapids, MN was $3,629. The county assessed it at $347,400.

Closest homes

More homes in Coon Rapids 55448

Assigned schools

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