Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$433,665$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $493,700 on Sep 13, 2023

12986 SW 286TH TER

HOMESTEAD, FL 33033
4
Beds
3 / 1
Baths
1,916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,969 ft²
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$434K
$415K low$452K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$493,700 · Sep 13, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,735 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$385,000 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,830
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$385,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.83 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.100%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyMiami-Dade
Lot (acres)The size of the land the home sits on, from county records.0.04

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mandarin Lakes K-8 AcademyD
Elementary · Grades PK–5 · 0.8 mi
H
Homestead Senior High SchoolD+
High · Grades 9–12 · 5.0 mi
M
Cutler Bay Academy of Advanced Studies, Cutler Ridge CampusD+
Middle · Grades 6–8 · 6.8 mi

District: Dade County School District

Neighborhood · ZIP 33033These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.68,386
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,115 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,610
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,569
Average tempThe average temperature here across a full year.75°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12986 Sw 286th Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Naranja - Princeton - East
  • Costs less per square foot than 92% of homes in Naranja - Princeton - East
  • Bigger than 75% of homes in Homestead 33033
  • Has a smaller lot than 94% of homes in Miami-Dade County
  • Among the newest homes in Naranja - Princeton - East

What homes are worth in Homestead 33033

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$652K

This home is worth more than 47% of homes in Homestead 33033.

How it measures up in Homestead 33033

The dot is this home. The mark in the middle is the typical home in Homestead 33033.

Estimated value$433,665
CheaperTypical $441,463Pricier

Pricier than 47% of homes nearby

Price per ft²$226
CheaperTypical $258Pricier

Pricier than 27% of homes nearby

Living area1,916 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 75% of homes nearby

Lot size1,969 ft²
SmallerTypical 0.14 acBigger

Bigger than 11% of homes nearby

Year built2023
OlderTypical 2005Newer

Newer than almost all homes nearby

How 12986 Sw 286th Ter ranks against every home in each area.
MeasureThis homeNaranja - Princeton - EastHomestead 33033Miami-Dade County
Estimated valuepricier than$433,66522% of homes47% of homes37% of homes
Price per ft²pricier than$2268% of homes27% of homes8% of homes
Living areabigger than1,916 ft²74% of homes75% of homes75% of homes
Lot sizebigger than1,969 ft²12% of homes11% of homes6% of homes
Year builtnewer than2023almost all homesalmost all homesalmost all homes

About 12986 Sw 286th Ter

How much is 12986 Sw 286th Ter, Homestead, FL worth?

The TopHap Estimate for 12986 Sw 286th Ter, Homestead, FL is $433,665 as of Sep 24, 2026. The likely range is $415,325 to $452,005. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12986 Sw 286th Ter, Homestead, FL last sell?

12986 Sw 286th Ter, Homestead, FL last sold on Sep 13, 2023 for $493,700, according to the county's recorded deed.

How big is 12986 Sw 286th Ter, Homestead, FL?

12986 Sw 286th Ter, Homestead, FL has 4 bedrooms, 3 bathrooms, 1,916 square feet of living space and a 0.04-acre lot.

When was 12986 Sw 286th Ter, Homestead, FL built?

12986 Sw 286th Ter, Homestead, FL was built in 2023, making it 3 years old. The building has 2 stories.

What schools serve 12986 Sw 286th Ter, Homestead, FL?

12986 Sw 286th Ter, Homestead, FL is assigned to Mandarin Lakes K-8 Academy (elementary), rated D; Homestead Senior High School (high), rated D+; Cutler Bay Academy of Advanced Studies, Cutler Ridge Campus (middle), rated D+. All sit in Dade County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12986 Sw 286th Ter, Homestead, FL compare to other homes in Homestead 33033?

Among the 17,618 homes in Homestead 33033, it is worth more than 47% of them ($433,665 against a typical $441,463), its price per square foot is higher than 27% of them ($226 against a typical $258), it is bigger than 75% of them (1,916 ft² against a typical 1,540 ft²), its lot is bigger than 11% of them (1,969 ft² against a typical 0.14 ac) and it is newer than almost all of them (2023 against a typical 2005). Measured against all of Miami-Dade County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12986 Sw 286th Ter, Homestead, FL?

The 2024 property tax bill for 12986 Sw 286th Ter, Homestead, FL was $8,735. The county assessed it at $385,000.

More homes on Sw 286th Ter

Closest homes

More homes in Homestead 33033

Assigned schools

Explore the area

See this home in context

Open 12986 Sw 286th Ter on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map