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Rural ResidenceResidential
$454,970$369 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12996 430TH ST SW

FERTILE, MN 56540
2
Beds
1
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
236.67 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$455K
$421K low$489K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,114 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$758,700 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$724,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$788,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
27
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
39
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.236.67
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²Porch · 174 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fertile-Beltrami Secondary SchoolA-
Middle · Grades 7–12 · 1.9 mi
E
Fertile-Beltrami Elementary SchoolA
Elementary · Grades PK–6 · 1.9 mi

District: Fertile-Beltrami School District

Neighborhood · ZIP 56540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,855
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,102
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,075
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12996 430th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Fertile 56540
  • Costs more per square foot than 97% of homes in Fertile 56540
  • Smaller than 65% of homes in Fertile 56540
  • Among the largest lots in Fertile 56540
  • Newer than 75% of homes in Fertile 56540

What homes are worth in Fertile 56540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$684K

This home is worth more than 91% of homes in Fertile 56540.

How it measures up in Fertile 56540

The dot is this home. The mark in the middle is the typical home in Fertile 56540.

Estimated value$454,970
CheaperTypical $248,726Pricier

Pricier than 91% of homes nearby

Price per ft²$369
CheaperTypical $160Pricier

Pricier than 97% of homes nearby

Living area1,232 ft²
SmallerTypical 1,444 ft²Bigger

Bigger than 35% of homes nearby

Lot size236.67 ac
SmallerTypical 3.34 acBigger

Bigger than almost all homes nearby

Year built1986
OlderTypical 1958Newer

Newer than 75% of homes nearby

How 12996 430th St Sw ranks against every home in each area.
MeasureThis homeFertile 56540Polk County
Estimated valuepricier than$454,97091% of homes88% of homes
Price per ft²pricier than$36997% of homes94% of homes
Living areabigger than1,232 ft²35% of homes40% of homes
Lot sizebigger than236.67 acalmost all homesalmost all homes
Year builtnewer than198675% of homes72% of homes

About 12996 430th St Sw

How much is 12996 430th St Sw, Fertile, MN worth?

The TopHap Estimate for 12996 430th St Sw, Fertile, MN is $454,970 as of Aug 30, 2026. The likely range is $420,582 to $489,358. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12996 430th St Sw, Fertile, MN last sell?

12996 430th St Sw, Fertile, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12996 430th St Sw, Fertile, MN?

12996 430th St Sw, Fertile, MN has 2 bedrooms, 1 bathrooms, 1,232 square feet of living space and a 236.67-acre lot.

When was 12996 430th St Sw, Fertile, MN built?

12996 430th St Sw, Fertile, MN was built in 1986, making it 40 years old. It is a a-frame home. The building has 1 story.

What schools serve 12996 430th St Sw, Fertile, MN?

12996 430th St Sw, Fertile, MN is assigned to Fertile-Beltrami Secondary School (middle), rated A-; Fertile-Beltrami Elementary School (elementary), rated A. All sit in Fertile-Beltrami School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12996 430th St Sw, Fertile, MN compare to other homes in Fertile 56540?

Among the 868 homes in Fertile 56540, it is worth more than 91% of them ($454,970 against a typical $248,726), its price per square foot is higher than 97% of them ($369 against a typical $160), it is bigger than 35% of them (1,232 ft² against a typical 1,444 ft²), its lot is bigger than almost all of them (236.67 ac against a typical 3.34 ac) and it is newer than 75% of them (1986 against a typical 1958). Measured against all of Polk County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12996 430th St Sw, Fertile, MN?

The 2026 property tax bill for 12996 430th St Sw, Fertile, MN was $3,114. The county assessed it at $758,700.

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