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Single Family ResidenceResidential
$50,969$39 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $35,000 on Jun 27, 2000

130 COTTONWOOD DR

ROSSIE, IA 51357
3
Beds
2
Baths
1,305 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$51K
$38K low$64K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$35,000 · Jun 27, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$23,544
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$18,835
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$27,425
WELLS FARGO BANK NA · recorded Dec 9, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$598 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,950 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$70,950

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyClay
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 282 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clay Central-Everly Elementary SchoolB
Elementary · Grades PK–6 · 6.0 mi
H
Spencer High SchoolB+
High · Grades 9–12 · 9.4 mi
M
Sioux Central Middle SchoolB-
Middle · Grades 7–8 · 9.6 mi

District: Clay Central-Everly Community School District

Neighborhood · ZIP 51357These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.413
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,173
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,013
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

130 Cottonwood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Clay County
  • Costs less per square foot than 94% of homes in Clay County

What homes are worth in Royal 51357

Each bar is how many homes fall in that price range. The marker is this home.

This home
$25K$225K

This home is worth more than 28% of homes in Royal 51357.

How it measures up in Royal 51357

The dot is this home. The mark in the middle is the typical home in Royal 51357.

Estimated value$50,969
CheaperTypical $68,051Pricier

Pricier than 28% of homes nearby

Price per ft²$39
CheaperTypical $50Pricier

Pricier than 24% of homes nearby

Living area1,305 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.34 ac
SmallerTypical 0.32 acBigger

Bigger than 58% of homes nearby

Year built1940
OlderTypical 1933Newer

Newer than 57% of homes nearby

How 130 Cottonwood Dr ranks against every home in each area.
MeasureThis homeRoyal 51357Clay County
Estimated valuepricier than$50,96928% of homes8% of homes
Price per ft²pricier than$3924% of homes6% of homes
Living areabigger than1,305 ft²45% of homes44% of homes
Lot sizebigger than0.34 ac58% of homes62% of homes
Year builtnewer than194057% of homes39% of homes

About 130 Cottonwood Dr

How much is 130 Cottonwood Dr, Rossie, IA worth?

The TopHap Estimate for 130 Cottonwood Dr, Rossie, IA is $50,969 as of Jul 14, 2026. The likely range is $37,981 to $63,957. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 130 Cottonwood Dr, Rossie, IA last sell?

130 Cottonwood Dr, Rossie, IA last sold on Jun 27, 2000 for $35,000, according to the county's recorded deed.

How big is 130 Cottonwood Dr, Rossie, IA?

130 Cottonwood Dr, Rossie, IA has 3 bedrooms, 2 bathrooms, 1,305 square feet of living space and a 0.34-acre lot.

When was 130 Cottonwood Dr, Rossie, IA built?

130 Cottonwood Dr, Rossie, IA was built in 1940, making it 86 years old. It is a cape cod home. The building has 1 story.

What schools serve 130 Cottonwood Dr, Rossie, IA?

130 Cottonwood Dr, Rossie, IA is assigned to Clay Central-Everly Elementary School (elementary), rated B; Spencer High School (high), rated B+; Sioux Central Middle School (middle), rated B-. All sit in Clay Central-Everly Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 130 Cottonwood Dr, Rossie, IA compare to other homes in Royal 51357?

Among the 311 homes in Royal 51357, it is worth more than 28% of them ($50,969 against a typical $68,051), its price per square foot is higher than 24% of them ($39 against a typical $50), it is bigger than 45% of them (1,305 ft² against a typical 1,344 ft²), its lot is bigger than 58% of them (0.34 ac against a typical 0.32 ac) and it is newer than 57% of them (1940 against a typical 1933). Measured against all of Clay County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 130 Cottonwood Dr, Rossie, IA?

The 2024 property tax bill for 130 Cottonwood Dr, Rossie, IA was $598. The county assessed it at $70,950.

More homes on Cottonwood Dr

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Assigned schools

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