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Single Family ResidenceResidential
$141,942$77 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1304 CLOVER ST

SOUTH BEND, IN 46615
3
Beds
1
Baths
1,848 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1908
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$142K
$132K low$152K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,031 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$213,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$210,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$169,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$213,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1927
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 64 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Adams High School
High · Grades 9–12 · 0.4 mi
M
Jefferson Traditional SchoolD
Middle · Grades 6–8 · 0.7 mi
E
Nuner Fine Arts AcademyF
Elementary · Grades PK–5 · 1.0 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46615These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.14,641
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,354 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,067
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,383
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1304 Clover St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in St. Joseph County
  • Costs less per square foot than 97% of homes in South Bend 46615
  • Bigger than 90% of homes in South Bend 46615
  • Has a smaller lot than 91% of homes in South Bend 46615
  • Older than 95% of homes in South Bend 46615

What homes are worth in South Bend 46615

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$481K

This home is worth more than 34% of homes in South Bend 46615.

How it measures up in South Bend 46615

The dot is this home. The mark in the middle is the typical home in South Bend 46615.

Estimated value$141,942
CheaperTypical $173,963Pricier

Pricier than 34% of homes nearby

Price per ft²$77
CheaperTypical $150Pricier

Pricier than 3% of homes nearby

Living area1,848 ft²
SmallerTypical 1,152 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.11 ac
SmallerTypical 0.15 acBigger

Bigger than 9% of homes nearby

Year built1908
OlderTypical 1940Newer

Newer than 5% of homes nearby

How 1304 Clover St ranks against every home in each area.
MeasureThis homeSouth Bend 46615St. Joseph County
Estimated valuepricier than$141,94234% of homes26% of homes
Price per ft²pricier than$773% of homes9% of homes
Living areabigger than1,848 ft²90% of homes74% of homes
Lot sizebigger than0.11 ac9% of homes12% of homes
Year builtnewer than19085% of homes7% of homes

About 1304 Clover St

How much is 1304 Clover St, South Bend, IN worth?

The TopHap Estimate for 1304 Clover St, South Bend, IN is $141,942 as of Oct 21, 2026. The likely range is $131,639 to $152,245. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1304 Clover St, South Bend, IN last sell?

1304 Clover St, South Bend, IN last sold on Jun 1, 2007, according to the county's recorded deed.

How big is 1304 Clover St, South Bend, IN?

1304 Clover St, South Bend, IN has 3 bedrooms, 1 bathrooms, 1,848 square feet of living space and a 0.11-acre lot.

When was 1304 Clover St, South Bend, IN built?

1304 Clover St, South Bend, IN was built in 1908, making it 118 years old. The building has 3 stories.

What schools serve 1304 Clover St, South Bend, IN?

1304 Clover St, South Bend, IN is assigned to Adams High School (high); Jefferson Traditional School (middle), rated D; Nuner Fine Arts Academy (elementary), rated F. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1304 Clover St, South Bend, IN compare to other homes in South Bend 46615?

Among the 5,217 homes in South Bend 46615, it is worth more than 34% of them ($141,942 against a typical $173,963), its price per square foot is higher than 3% of them ($77 against a typical $150), it is bigger than 90% of them (1,848 ft² against a typical 1,152 ft²), its lot is bigger than 9% of them (0.11 ac against a typical 0.15 ac) and it is newer than 5% of them (1908 against a typical 1940). Measured against all of St. Joseph County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1304 Clover St, South Bend, IN?

The 2024 property tax bill for 1304 Clover St, South Bend, IN was $2,031. The county assessed it at $213,400.

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