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Single Family ResidenceResidential
$520,192$198 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $378,000 on Aug 28, 2020

1305 ROCKY RIVER RD W

CHARLOTTE, NC 28213
4
Beds
3 / 1
Baths
2,630 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$520K
$479K low$562K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$378,000 · Aug 28, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$236,692
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$189,354
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$283,500
AMERICAN FINANCIAL NETWORK INC · recorded Aug 28, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,660 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$483,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$149,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$333,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$455,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$483,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMecklenburg
Lot (acres)The size of the land the home sits on, from county records.1.22
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Porch · 49 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Joseph W. Grier AcademyC
Elementary · Grades PK–5 · 1.3 mi
H
Julius L. Chambers High SchoolD
High · Grades 9–12 · 2.1 mi
M
Martin Luther King Jr. Middle SchoolD+
Middle · Grades 6–8 · 2.5 mi

District: Charlotte-Mecklenburg Schools

Neighborhood · ZIP 28213These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.52,763
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,731 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,280
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,307
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1305 Rocky River Rd W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in College Downs
  • Costs less per square foot than 72% of homes in Mecklenburg County
  • Bigger than 96% of homes in College Downs
  • Has a bigger lot than 91% of homes in Mecklenburg County
  • Older than 66% of homes in Charlotte 28213

What homes are worth in Charlotte 28213

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$568K

This home is worth more than 95% of homes in Charlotte 28213.

How it measures up in Charlotte 28213

The dot is this home. The mark in the middle is the typical home in Charlotte 28213.

Estimated value$520,192
CheaperTypical $333,715Pricier

Pricier than 95% of homes nearby

Price per ft²$198
CheaperTypical $182Pricier

Pricier than 68% of homes nearby

Living area2,630 ft²
SmallerTypical 1,715 ft²Bigger

Bigger than 86% of homes nearby

Lot size1.22 ac
SmallerTypical 0.22 acBigger

Bigger than 89% of homes nearby

Year built1989
OlderTypical 2000Newer

Newer than 34% of homes nearby

How 1305 Rocky River Rd W ranks against every home in each area.
MeasureThis homeCollege DownsCharlotte 28213Mecklenburg County
Estimated valuepricier than$520,19298% of homes95% of homes64% of homes
Price per ft²pricier than$19857% of homes68% of homes28% of homes
Living areabigger than2,630 ft²96% of homes86% of homes75% of homes
Lot sizebigger than1.22 ac52% of homes89% of homes91% of homes
Year builtnewer than198953% of homes34% of homes40% of homes

About 1305 Rocky River Rd W

How much is 1305 Rocky River Rd W, Charlotte, NC worth?

The TopHap Estimate for 1305 Rocky River Rd W, Charlotte, NC is $520,192 as of Jul 14, 2026. The likely range is $478,813 to $561,571. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1305 Rocky River Rd W, Charlotte, NC last sell?

1305 Rocky River Rd W, Charlotte, NC last sold on Aug 28, 2020 for $378,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1305 Rocky River Rd W, Charlotte, NC?

1305 Rocky River Rd W, Charlotte, NC has 4 bedrooms, 3 bathrooms, 2,630 square feet of living space and a 1.22-acre lot.

When was 1305 Rocky River Rd W, Charlotte, NC built?

1305 Rocky River Rd W, Charlotte, NC was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 1305 Rocky River Rd W, Charlotte, NC?

1305 Rocky River Rd W, Charlotte, NC is assigned to Joseph W. Grier Academy (elementary), rated C; Julius L. Chambers High School (high), rated D; Martin Luther King Jr. Middle School (middle), rated D+. All sit in Charlotte-Mecklenburg Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1305 Rocky River Rd W, Charlotte, NC compare to other homes in Charlotte 28213?

Among the 13,005 homes in Charlotte 28213, it is worth more than 95% of them ($520,192 against a typical $333,715), its price per square foot is higher than 68% of them ($198 against a typical $182), it is bigger than 86% of them (2,630 ft² against a typical 1,715 ft²), its lot is bigger than 89% of them (1.22 ac against a typical 0.22 ac) and it is newer than 34% of them (1989 against a typical 2000). Measured against all of Mecklenburg County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1305 Rocky River Rd W, Charlotte, NC?

The 2024 property tax bill for 1305 Rocky River Rd W, Charlotte, NC was $3,660. The county assessed it at $483,400.

Closest homes

More homes in Charlotte 28213

Assigned schools

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