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Single Family ResidenceResidential
$160,944$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1306 OTTER AVE

OSHKOSH, WI 54901
1
Beds
1
Baths
745 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,864 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$161K
$154K low$167K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,044
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,835
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$34,900
WINNEBAGO COMMUNITY CU · recorded Apr 3, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,852 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$115,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$105,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$115,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$118,253

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWinnebago
Lot (acres)The size of the land the home sits on, from county records.0.09
HeatingThe type of heating system in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Elementary SchoolC-
Elementary · Grades KG–5 · 0.3 mi
M
Webster Stanley Middle SchoolD-
Middle · Grades 6–8 · 1.1 mi
H
Oshkosh North High SchoolB-
High · Grades 9–12 · 2.7 mi

District: Oshkosh Area School District

Neighborhood · ZIP 54901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.38,222
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.592 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,941
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,529
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1306 Otter Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Stevens Park
  • Costs more per square foot than 88% of homes in Stevens Park
  • Smaller than 98% of homes in Stevens Park
  • Has a smaller lot than 97% of homes in Winnebago County
  • Older than 73% of homes in Winnebago County

What homes are worth in Oshkosh 54901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$650K

This home is worth more than 18% of homes in Oshkosh 54901.

How it measures up in Oshkosh 54901

The dot is this home. The mark in the middle is the typical home in Oshkosh 54901.

Estimated value$160,944
CheaperTypical $206,421Pricier

Pricier than 18% of homes nearby

Price per ft²$216
CheaperTypical $154Pricier

Pricier than 88% of homes nearby

Living area745 ft²
SmallerTypical 1,476 ft²Bigger

Bigger than 3% of homes nearby

Lot size3,864 ft²
SmallerTypical 0.17 acBigger

Bigger than 5% of homes nearby

Year built1920
OlderTypical 1926Newer

Newer than 47% of homes nearby

How 1306 Otter Ave ranks against every home in each area.
MeasureThis homeStevens ParkOshkosh 54901Winnebago County
Estimated valuepricier than$160,9448% of homes18% of homes13% of homes
Price per ft²pricier than$21688% of homes88% of homes84% of homes
Living areabigger than745 ft²2% of homes3% of homes3% of homes
Lot sizebigger than3,864 ft²4% of homes5% of homes3% of homes
Year builtnewer than192071% of homes47% of homes27% of homes

About 1306 Otter Ave

How much is 1306 Otter Ave, Oshkosh, WI worth?

The TopHap Estimate for 1306 Otter Ave, Oshkosh, WI is $160,944 as of Jul 14, 2026. The likely range is $154,492 to $167,396. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1306 Otter Ave, Oshkosh, WI last sell?

1306 Otter Ave, Oshkosh, WI last sold on Apr 10, 2019, according to the county's recorded deed.

How big is 1306 Otter Ave, Oshkosh, WI?

1306 Otter Ave, Oshkosh, WI has 1 bedrooms, 1 bathrooms, 745 square feet of living space and a 0.09-acre lot.

When was 1306 Otter Ave, Oshkosh, WI built?

1306 Otter Ave, Oshkosh, WI was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 1306 Otter Ave, Oshkosh, WI?

1306 Otter Ave, Oshkosh, WI is assigned to Washington Elementary School (elementary), rated C-; Webster Stanley Middle School (middle), rated D-; Oshkosh North High School (high), rated B-. All sit in Oshkosh Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1306 Otter Ave, Oshkosh, WI compare to other homes in Oshkosh 54901?

Among the 10,571 homes in Oshkosh 54901, it is worth more than 18% of them ($160,944 against a typical $206,421), its price per square foot is higher than 88% of them ($216 against a typical $154), it is bigger than 3% of them (745 ft² against a typical 1,476 ft²), its lot is bigger than 5% of them (3,864 ft² against a typical 0.17 ac) and it is newer than 47% of them (1920 against a typical 1926). Measured against all of Winnebago County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1306 Otter Ave, Oshkosh, WI?

The 2025 property tax bill for 1306 Otter Ave, Oshkosh, WI was $1,852. The county assessed it at $115,500.

Closest homes

More homes in Oshkosh 54901

Assigned schools

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