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Single Family ResidenceResidential
$421,151$566 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $145,000 on Jul 30, 2002

1309 RIDGE ST

NAPLES, FL 34103
0
Baths
744 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$421K
$355K low$488K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Jul 30, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$62,763
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$50,210
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$189,000
JPMORGAN CHASE BANK NA · recorded Sep 27, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$169,388
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,819 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$199,106 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$193,307
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$449,478

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.122 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.78%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCollier
Lot (acres)The size of the land the home sits on, from county records.0.20
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Naples High SchoolB-
High · Grades 9–12 · 0.8 mi
E
Lake Park Elementary SchoolA+
Elementary · Grades KG–5 · 1.3 mi
M
Gulfview Middle SchoolA
Middle · Grades 6–8 · 2.8 mi

District: Collier County School District

Neighborhood · ZIP 34103These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.12,793
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,730 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$121,822
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$176,790
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1309 Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Naples 34103
  • Costs more per square foot than 76% of homes in Collier County
  • Smaller than 96% of homes in Collier County
  • Has a smaller lot than 66% of homes in Naples 34103
  • Older than 98% of homes in Collier County

What homes are worth in Naples 34103

Each bar is how many homes fall in that price range. The marker is this home.

This home
$146K$6.2M

This home is worth more than 18% of homes in Naples 34103.

How it measures up in Naples 34103

The dot is this home. The mark in the middle is the typical home in Naples 34103.

Estimated value$421,151
CheaperTypical $1,075,000Pricier

Pricier than 18% of homes nearby

Price per ft²$566
CheaperTypical $755Pricier

Pricier than 36% of homes nearby

Living area744 ft²
SmallerTypical 1,576 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.2 ac
SmallerTypical 0.25 acBigger

Bigger than 34% of homes nearby

Year built1963
OlderTypical 1979Newer

Newer than 4% of homes nearby

How 1309 Ridge St ranks against every home in each area.
MeasureThis homeNaples 34103Collier County
Estimated valuepricier than$421,15118% of homes29% of homes
Price per ft²pricier than$56636% of homes76% of homes
Living areabigger than744 ft²7% of homes4% of homes
Lot sizebigger than0.2 ac34% of homes43% of homes
Year builtnewer than19634% of homes2% of homes

About 1309 Ridge St

How much is 1309 Ridge St, Naples, FL worth?

The TopHap Estimate for 1309 Ridge St, Naples, FL is $421,151 as of Jul 14, 2026. The likely range is $354,670 to $487,632. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1309 Ridge St, Naples, FL last sell?

1309 Ridge St, Naples, FL last sold on Jul 30, 2002 for $145,000, according to the county's recorded deed.

How big is 1309 Ridge St, Naples, FL?

1309 Ridge St, Naples, FL has 744 square feet of living space and a 0.20-acre lot.

When was 1309 Ridge St, Naples, FL built?

1309 Ridge St, Naples, FL was built in 1963, making it 63 years old. The building has 1 story.

What schools serve 1309 Ridge St, Naples, FL?

1309 Ridge St, Naples, FL is assigned to Naples High School (high), rated B-; Lake Park Elementary School (elementary), rated A+; Gulfview Middle School (middle), rated A. All sit in Collier County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1309 Ridge St, Naples, FL compare to other homes in Naples 34103?

Among the 10,651 homes in Naples 34103, it is worth more than 18% of them ($421,151 against a typical $1,075,000), its price per square foot is higher than 36% of them ($566 against a typical $755), it is bigger than 7% of them (744 ft² against a typical 1,576 ft²), its lot is bigger than 34% of them (0.2 ac against a typical 0.25 ac) and it is newer than 4% of them (1963 against a typical 1979). Measured against all of Collier County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1309 Ridge St, Naples, FL?

The 2024 property tax bill for 1309 Ridge St, Naples, FL was $2,819. The county assessed it at $199,106.

Closest homes

More homes in Naples 34103

Assigned schools

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