Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$203,180$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

13097 STATE ROUTE 176

HANNIBAL, NY 13074
2
Beds
1
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$203K
$184K low$222K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$125,720
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,576
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$63,000
WESTAR FCU · 4.49% 1 · recorded Mar 23, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$14,460
* OTHER INSTITUTIONAL LENDERS

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,592 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$123,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$102,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$123,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$192,344

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCayuga
Lot (acres)The size of the land the home sits on, from county records.3.00
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cato-Meridian Elementary SchoolB+
Elementary · Grades PK–6 · 5.4 mi
M
Cato-Meridian Junior-Senior High SchoolD+
Middle · Grades 7–12 · 5.7 mi

District: Cato-Meridian Central School District

Neighborhood · ZIP 13074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,724
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.109 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,439
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,243
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13097 State Route 176 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Hannibal 13074
  • Costs more per square foot than 79% of homes in Hannibal 13074
  • Smaller than 73% of homes in Cayuga County
  • Has a bigger lot than 77% of homes in Cayuga County
  • Newer than 85% of homes in Cayuga County

What homes are worth in Hannibal 13074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$397K

This home is worth more than 67% of homes in Hannibal 13074.

How it measures up in Hannibal 13074

The dot is this home. The mark in the middle is the typical home in Hannibal 13074.

Estimated value$203,180
CheaperTypical $165,375Pricier

Pricier than 67% of homes nearby

Price per ft²$163
CheaperTypical $110Pricier

Pricier than 79% of homes nearby

Living area1,248 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 38% of homes nearby

Lot size3 ac
SmallerTypical 2.75 acBigger

Bigger than 52% of homes nearby

Year built1994
OlderTypical 1975Newer

Newer than 80% of homes nearby

How 13097 State Route 176 ranks against every home in each area.
MeasureThis homeHannibal 13074Cayuga County
Estimated valuepricier than$203,18067% of homes45% of homes
Price per ft²pricier than$16379% of homes64% of homes
Living areabigger than1,248 ft²38% of homes27% of homes
Lot sizebigger than3 ac52% of homes77% of homes
Year builtnewer than199480% of homes85% of homes

About 13097 State Route 176

How much is 13097 State Route 176, Hannibal, NY worth?

The TopHap Estimate for 13097 State Route 176, Hannibal, NY is $203,180 as of Jul 14, 2026. The likely range is $184,208 to $222,152. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 13097 State Route 176, Hannibal, NY?

13097 State Route 176, Hannibal, NY has 2 bedrooms, 1 bathrooms, 1,248 square feet of living space and a 3.00-acre lot.

When was 13097 State Route 176, Hannibal, NY built?

13097 State Route 176, Hannibal, NY was built in 1994, making it 32 years old. It is a ranch home. The building has 1 story.

What schools serve 13097 State Route 176, Hannibal, NY?

13097 State Route 176, Hannibal, NY is assigned to Cato-Meridian Elementary School (elementary), rated B+; Cato-Meridian Junior-Senior High School (middle), rated D+. All sit in Cato-Meridian Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13097 State Route 176, Hannibal, NY compare to other homes in Hannibal 13074?

Among the 1,551 homes in Hannibal 13074, it is worth more than 67% of them ($203,180 against a typical $165,375), its price per square foot is higher than 79% of them ($163 against a typical $110), it is bigger than 38% of them (1,248 ft² against a typical 1,414 ft²), its lot is bigger than 52% of them (3 ac against a typical 2.75 ac) and it is newer than 80% of them (1994 against a typical 1975). Measured against all of Cayuga County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13097 State Route 176, Hannibal, NY?

The 2025 property tax bill for 13097 State Route 176, Hannibal, NY was $3,592. The county assessed it at $123,100.

Closest homes

More homes in Hannibal 13074

Assigned schools

Explore the area

See this home in context

Open 13097 State Route 176 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map