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Single Family ResidenceResidential
$159,900$121 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $37,100 on May 21, 2002

1313 RUTGER ST

UTICA, NY 13501
3
Beds
1
Baths
1,326 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.
Pre-foreclosure (LIS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
A foreclosure-related notice has been recorded for this property.

Valuation

$160K
$146K low$174K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$37,100 · May 21, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$148,356
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$118,685
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.7%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$11,544
HUD-HOUSING/URBAN DEV · recorded Apr 7, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,982 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,098

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyOneida
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 182 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Albany Elementary SchoolB
Elementary · Grades KG–6 · 0.3 mi
H
Thomas R Proctor High SchoolD+
High · Grades 9–12 · 0.7 mi
M
John F Kennedy Middle SchoolB-
Middle · Grades 7–8 · 2.0 mi

District: Utica City School District

Neighborhood · ZIP 13501These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.39,660
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,507 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,176
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,901
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1313 Rutger St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Oneida County
  • Costs less per square foot than 73% of homes in Oneida County
  • Smaller than 83% of homes in Utica 13501
  • Has a smaller lot than 85% of homes in Oneida County
  • Newer than 65% of homes in Utica 13501

What homes are worth in Utica 13501

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$433K

This home is worth more than 30% of homes in Utica 13501.

How it measures up in Utica 13501

The dot is this home. The mark in the middle is the typical home in Utica 13501.

Estimated value$159,900
CheaperTypical $195,248Pricier

Pricier than 30% of homes nearby

Price per ft²$121
CheaperTypical $126Pricier

Pricier than 45% of homes nearby

Living area1,326 ft²
SmallerTypical 1,940 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.13 ac
SmallerTypical 0.13 acBigger

Bigger than 48% of homes nearby

Year built1930
OlderTypical 1925Newer

Newer than 65% of homes nearby

How 1313 Rutger St ranks against every home in each area.
MeasureThis homeEast UticaUtica 13501Oneida County
Estimated valuepricier than$159,90025% of homes30% of homes21% of homes
Price per ft²pricier than$12138% of homes45% of homes27% of homes
Living areabigger than1,326 ft²19% of homes17% of homes32% of homes
Lot sizebigger than0.13 ac46% of homes48% of homes15% of homes
Year builtnewer than193060% of homes65% of homes36% of homes

About 1313 Rutger St

How much is 1313 Rutger St, Utica, NY worth?

The TopHap Estimate for 1313 Rutger St, Utica, NY is $159,900 as of Jul 14, 2026. The likely range is $145,881 to $173,919. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1313 Rutger St, Utica, NY last sell?

1313 Rutger St, Utica, NY last sold on May 21, 2002 for $37,100, according to the county's recorded deed.

How big is 1313 Rutger St, Utica, NY?

1313 Rutger St, Utica, NY has 3 bedrooms, 1 bathrooms, 1,326 square feet of living space and a 0.13-acre lot.

When was 1313 Rutger St, Utica, NY built?

1313 Rutger St, Utica, NY was built in 1930, making it 96 years old. It is a bungalow home. The building has 1 story.

What schools serve 1313 Rutger St, Utica, NY?

1313 Rutger St, Utica, NY is assigned to Albany Elementary School (elementary), rated B; Thomas R Proctor High School (high), rated D+; John F Kennedy Middle School (middle), rated B-. All sit in Utica City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1313 Rutger St, Utica, NY compare to other homes in Utica 13501?

Among the 9,229 homes in Utica 13501, it is worth more than 30% of them ($159,900 against a typical $195,248), its price per square foot is higher than 45% of them ($121 against a typical $126), it is bigger than 17% of them (1,326 ft² against a typical 1,940 ft²), its lot is bigger than 48% of them (0.13 ac against a typical 0.13 ac) and it is newer than 65% of them (1930 against a typical 1925). Measured against all of Oneida County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1313 Rutger St, Utica, NY?

The 2024 property tax bill for 1313 Rutger St, Utica, NY was $2,982. The county assessed it at $39,400.

Closest homes

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Assigned schools

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