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Rural ResidenceResidential
$574,945$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1318 RIVER RD

CLARK FORK, ID 83811
0
Baths
3,216 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.

Valuation

$575K
$531K low$619K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$184,370
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$147,496
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$390,575
MOUNTAIN WEST BANK · recorded Oct 31, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,193 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$290,761 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$159,406
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,355
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$290,761
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$290,761

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBonner
Lot (acres)The size of the land the home sits on, from county records.10.00

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clark Fork Jr. / Sr. High SchoolC+
Middle · Grades 7–12 · 1.6 mi
E
Hope ElementaryA-
Elementary · Grades KG–6 · 7.8 mi

District: Lake Pend Oreille School District 84

Neighborhood · ZIP 83811These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.185
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,208
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,805
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,429
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1318 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Bonner County
  • Among the lowest price per square foot in Bonner County
  • Bigger than 96% of homes in Clark Fork 83811
  • Has a bigger lot than 85% of homes in Bonner County
  • Older than 93% of homes in Bonner County

What homes are worth in Clark Fork 83811

Each bar is how many homes fall in that price range. The marker is this home.

This home
$211K$1.7M

This home is worth more than 57% of homes in Clark Fork 83811.

How it measures up in Clark Fork 83811

The dot is this home. The mark in the middle is the typical home in Clark Fork 83811.

Estimated value$574,945
CheaperTypical $539,357Pricier

Pricier than 57% of homes nearby

Price per ft²$179
CheaperTypical $359Pricier

Pricier than 3% of homes nearby

Living area3,216 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 96% of homes nearby

Lot size10 ac
SmallerTypical 3.35 acBigger

Bigger than 78% of homes nearby

Year built1940
OlderTypical 1992Newer

Newer than 9% of homes nearby

How 1318 River Rd ranks against every home in each area.
MeasureThis homeClark Fork 83811Bonner County
Estimated valuepricier than$574,94557% of homes26% of homes
Price per ft²pricier than$1793% of homesalmost no homes
Living areabigger than3,216 ft²96% of homes92% of homes
Lot sizebigger than10 ac78% of homes85% of homes
Year builtnewer than19409% of homes7% of homes

About 1318 River Rd

How much is 1318 River Rd, Clark Fork, ID worth?

The TopHap Estimate for 1318 River Rd, Clark Fork, ID is $574,945 as of Jul 14, 2026. The likely range is $531,121 to $618,769. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1318 River Rd, Clark Fork, ID?

1318 River Rd, Clark Fork, ID has 3,216 square feet of living space and a 10.00-acre lot.

When was 1318 River Rd, Clark Fork, ID built?

1318 River Rd, Clark Fork, ID was built in 1940, making it 86 years old.

What schools serve 1318 River Rd, Clark Fork, ID?

1318 River Rd, Clark Fork, ID is assigned to Clark Fork Jr. / Sr. High School (middle), rated C+; Hope Elementary (elementary), rated A-. All sit in Lake Pend Oreille School District 84. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1318 River Rd, Clark Fork, ID compare to other homes in Clark Fork 83811?

Among the 844 homes in Clark Fork 83811, it is worth more than 57% of them ($574,945 against a typical $539,357), its price per square foot is higher than 3% of them ($179 against a typical $359), it is bigger than 96% of them (3,216 ft² against a typical 1,344 ft²), its lot is bigger than 78% of them (10 ac against a typical 3.35 ac) and it is newer than 9% of them (1940 against a typical 1992). Measured against all of Bonner County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1318 River Rd, Clark Fork, ID?

The 2025 property tax bill for 1318 River Rd, Clark Fork, ID was $1,193. The county assessed it at $290,761.

Closest homes

More homes in Clark Fork 83811

Assigned schools

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