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Single Family ResidenceResidential
$598,009$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $227,776 on Apr 15, 2024

864 RIVER RD

CLARK FORK, ID 83811
4
Beds
2
Baths
2,699 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$598K
$544K low$652K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$227,776 · Apr 15, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$357,358
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$285,886
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,651
THE FEDERAL SAVINGS BANK · recorded Mar 25, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,357 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$496,258 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$482,624
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$496,258

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBONNER
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clark Fork Jr. / Sr. High SchoolC+
Middle · Grades 7–12 · 1.2 mi
E
Hope ElementaryA-
Elementary · Grades KG–6 · 7.3 mi

District: Lake Pend Oreille School District 84

Neighborhood · ZIP 83811These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.185
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,208
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,805
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,429
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

864 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Bonner County
  • Costs less per square foot than 98% of homes in Bonner County
  • Bigger than 92% of homes in Clark Fork 83811

What homes are worth in Clark Fork 83811

Each bar is how many homes fall in that price range. The marker is this home.

This home
$210K$1.6M

This home is worth more than 61% of homes in Clark Fork 83811.

How it measures up in Clark Fork 83811

The dot is this home. The mark in the middle is the typical home in Clark Fork 83811.

Estimated value$598,009
CheaperTypical $539,900Pricier

Pricier than 61% of homes nearby

Price per ft²$222
CheaperTypical $358Pricier

Pricier than 7% of homes nearby

Living area2,699 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 92% of homes nearby

Lot size1 ac
SmallerTypical 2.7 acBigger

Bigger than 40% of homes nearby

Year built1987
OlderTypical 1992Newer

Newer than 46% of homes nearby

How 864 River Rd ranks against every home in each area.
MeasureThis homeClark Fork 83811Bonner County
Estimated valuepricier than$598,00961% of homes29% of homes
Price per ft²pricier than$2227% of homes2% of homes
Living areabigger than2,699 ft²92% of homes86% of homes
Lot sizebigger than1 ac40% of homes44% of homes
Year builtnewer than198746% of homes42% of homes

About 864 River Rd

How much is 864 River Rd, Clark Fork, ID worth?

The TopHap Estimate for 864 River Rd, Clark Fork, ID is $598,009 as of Jul 14, 2026. The likely range is $544,194 to $651,824. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 864 River Rd, Clark Fork, ID last sell?

864 River Rd, Clark Fork, ID last sold on Apr 15, 2024 for $227,776, according to the county's recorded deed.

How big is 864 River Rd, Clark Fork, ID?

864 River Rd, Clark Fork, ID has 4 bedrooms, 2 bathrooms, 2,699 square feet of living space and a 1.00-acre lot.

When was 864 River Rd, Clark Fork, ID built?

864 River Rd, Clark Fork, ID was built in 1987, making it 39 years old. The building has 2 stories.

What schools serve 864 River Rd, Clark Fork, ID?

864 River Rd, Clark Fork, ID is assigned to Clark Fork Jr. / Sr. High School (middle), rated C+; Hope Elementary (elementary), rated A-. All sit in Lake Pend Oreille School District 84. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 864 River Rd, Clark Fork, ID compare to other homes in Clark Fork 83811?

Among the 843 homes in Clark Fork 83811, it is worth more than 61% of them ($598,009 against a typical $539,900), its price per square foot is higher than 7% of them ($222 against a typical $358), it is bigger than 92% of them (2,699 ft² against a typical 1,344 ft²), its lot is bigger than 40% of them (1 ac against a typical 2.7 ac) and it is newer than 46% of them (1987 against a typical 1992). Measured against all of Bonner County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 864 River Rd, Clark Fork, ID?

The 2025 property tax bill for 864 River Rd, Clark Fork, ID was $1,357. The county assessed it at $496,258.

Closest homes

More homes in Clark Fork 83811

Assigned schools

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