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Single Family ResidenceResidential
$154,852$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $155,000 on May 28, 2026

132 PROSPECT ST

CHESTERTOWN, MD 21620
1
Baths
910 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,400 ft²
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$155K
$139K low$170K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,000 · May 28, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,566 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$104,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
55
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.06
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Henry Highland Garnet Elementary SchoolC+
Elementary · Grades PK–5 · 0.1 mi
M
Kent County Middle SchoolD+
Middle · Grades 6–8 · 0.6 mi
H
Kent County High SchoolC+
High · Grades 9–12 · 5.0 mi

District: Kent County Public Schools

Neighborhood · ZIP 21620These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,003
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.98 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,685
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,523
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

132 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Chestertown
  • Costs less per square foot than 85% of homes in Chestertown 21620
  • Smaller than 98% of homes in Chestertown
  • Has a smaller lot than 97% of homes in Kent County
  • Older than 82% of homes in Chestertown 21620

What homes are worth in Chestertown 21620

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$1.6M

This home is worth more than 3% of homes in Chestertown 21620.

How it measures up in Chestertown 21620

The dot is this home. The mark in the middle is the typical home in Chestertown 21620.

Estimated value$154,852
CheaperTypical $381,574Pricier

Pricier than 3% of homes nearby

Price per ft²$170
CheaperTypical $227Pricier

Pricier than 15% of homes nearby

Living area910 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 5% of homes nearby

Lot size2,400 ft²
SmallerTypical 0.52 acBigger

Bigger than 4% of homes nearby

Year built1949
OlderTypical 1978Newer

Newer than 18% of homes nearby

How 132 Prospect St ranks against every home in each area.
MeasureThis homeChestertownChestertown 21620Kent County
Estimated valuepricier than$154,8523% of homes3% of homes4% of homes
Price per ft²pricier than$17021% of homes15% of homes21% of homes
Living areabigger than910 ft²2% of homes5% of homes6% of homes
Lot sizebigger than2,400 ft²13% of homes4% of homes3% of homes
Year builtnewer than194930% of homes18% of homes26% of homes

About 132 Prospect St

How much is 132 Prospect St, Chestertown, MD worth?

The TopHap Estimate for 132 Prospect St, Chestertown, MD is $154,852 as of Sep 24, 2026. The likely range is $139,222 to $170,482. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 132 Prospect St, Chestertown, MD last sell?

132 Prospect St, Chestertown, MD last sold on May 28, 2026 for $155,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 132 Prospect St, Chestertown, MD?

132 Prospect St, Chestertown, MD has 1 bathrooms, 910 square feet of living space and a 0.06-acre lot.

When was 132 Prospect St, Chestertown, MD built?

132 Prospect St, Chestertown, MD was built in 1949, making it 77 years old. It is a conventional home. The building has 2 stories.

What schools serve 132 Prospect St, Chestertown, MD?

132 Prospect St, Chestertown, MD is assigned to Henry Highland Garnet Elementary School (elementary), rated C+; Kent County Middle School (middle), rated D+; Kent County High School (high), rated C+. All sit in Kent County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 132 Prospect St, Chestertown, MD compare to other homes in Chestertown 21620?

Among the 5,222 homes in Chestertown 21620, it is worth more than 3% of them ($154,852 against a typical $381,574), its price per square foot is higher than 15% of them ($170 against a typical $227), it is bigger than 5% of them (910 ft² against a typical 1,680 ft²), its lot is bigger than 4% of them (2,400 ft² against a typical 0.52 ac) and it is newer than 18% of them (1949 against a typical 1978). Measured against all of Kent County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 132 Prospect St, Chestertown, MD?

The 2026 property tax bill for 132 Prospect St, Chestertown, MD was $1,566. The county assessed it at $99,900.

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