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Single Family ResidenceResidential
$182,808$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $140,000 on Sep 6, 2006

138 PROSPECT ST

CHESTERTOWN, MD 21620
1
Baths
1,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$183K
$175K low$191K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Sep 6, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,861 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$118,767 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$123,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Henry Highland Garnet Elementary SchoolB+
Elementary · Grades PK–5 · 0.2 mi
M
Kent County Middle SchoolD
Middle · Grades 6–8 · 0.6 mi
H
Kent County High SchoolC
High · Grades 9–12 · 5.0 mi

District: Kent County Public Schools

Neighborhood · ZIP 21620These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,003
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.98 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,685
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,523
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Chestertown
  • Costs less per square foot than 77% of homes in Chestertown 21620
  • Smaller than 94% of homes in Chestertown
  • Has a smaller lot than 89% of homes in Kent County

What homes are worth in Chestertown 21620

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$1.6M

This home is worth more than 6% of homes in Chestertown 21620.

How it measures up in Chestertown 21620

The dot is this home. The mark in the middle is the typical home in Chestertown 21620.

Estimated value$182,808
CheaperTypical $379,349Pricier

Pricier than 6% of homes nearby

Price per ft²$183
CheaperTypical $225Pricier

Pricier than 23% of homes nearby

Living area1,000 ft²
SmallerTypical 1,688 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.17 ac
SmallerTypical 0.52 acBigger

Bigger than 13% of homes nearby

Year built1972
OlderTypical 1978Newer

Newer than 41% of homes nearby

How 138 Prospect St ranks against every home in each area.
MeasureThis homeChestertownChestertown 21620Kent County
Estimated valuepricier than$182,8085% of homes6% of homes7% of homes
Price per ft²pricier than$18333% of homes23% of homes27% of homes
Living areabigger than1,000 ft²6% of homes8% of homes9% of homes
Lot sizebigger than0.17 ac42% of homes13% of homes11% of homes
Year builtnewer than197253% of homes41% of homes47% of homes

About 138 Prospect St

How much is 138 Prospect St, Chestertown, MD worth?

The TopHap Estimate for 138 Prospect St, Chestertown, MD is $182,808 as of Aug 30, 2026. The likely range is $174,571 to $191,045. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 138 Prospect St, Chestertown, MD last sell?

138 Prospect St, Chestertown, MD last sold on Sep 6, 2006 for $140,000, according to the county's recorded deed.

How big is 138 Prospect St, Chestertown, MD?

138 Prospect St, Chestertown, MD has 1 bathrooms, 1,000 square feet of living space and a 0.17-acre lot.

When was 138 Prospect St, Chestertown, MD built?

138 Prospect St, Chestertown, MD was built in 1972, making it 54 years old. It is a conventional home. The building has 1 story.

What schools serve 138 Prospect St, Chestertown, MD?

138 Prospect St, Chestertown, MD is assigned to Henry Highland Garnet Elementary School (elementary), rated B+; Kent County Middle School (middle), rated D; Kent County High School (high), rated C. All sit in Kent County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Prospect St, Chestertown, MD compare to other homes in Chestertown 21620?

Among the 5,216 homes in Chestertown 21620, it is worth more than 6% of them ($182,808 against a typical $379,349), its price per square foot is higher than 23% of them ($183 against a typical $225), it is bigger than 8% of them (1,000 ft² against a typical 1,688 ft²), its lot is bigger than 13% of them (0.17 ac against a typical 0.52 ac) and it is newer than 41% of them (1972 against a typical 1978). Measured against all of Kent County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Prospect St, Chestertown, MD?

The 2026 property tax bill for 138 Prospect St, Chestertown, MD was $1,861. The county assessed it at $118,767.

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