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Single Family ResidenceResidential
$728,353$289 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1320 UPPER COLD RIVER RD

CUTTINGSVILLE, VT 05738
3
Beds
2
Baths
2,516 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
60.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$728K
$656K low$801K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$728,353
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$582,682

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,968 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$473,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$126,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$347,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$473,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRUTLAND
Lot (acres)The size of the land the home sits on, from county records.60.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mill River Union High SchoolD+
Middle · Grades 7–12 · 3.6 mi
E
Shrewsbury Mountain School
Elementary · Grades PK–6 · 4.2 mi

District: Mill River Unified Union School District

Neighborhood · ZIP 05738These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,490
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,539
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,801
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1320 Upper Cold River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Rutland County
  • Costs more per square foot than 84% of homes in Rutland County
  • Bigger than 88% of homes in Rutland County
  • Has a bigger lot than 96% of homes in Rutland County
  • Newer than 85% of homes in Rutland County

What homes are worth in Cuttingsville 05738

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$1.2M

This home is worth more than 90% of homes in Cuttingsville 05738.

How it measures up in Cuttingsville 05738

The dot is this home. The mark in the middle is the typical home in Cuttingsville 05738.

Estimated value$728,353
CheaperTypical $376,306Pricier

Pricier than 90% of homes nearby

Price per ft²$289
CheaperTypical $248Pricier

Pricier than 68% of homes nearby

Living area2,516 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 85% of homes nearby

Lot size60.6 ac
SmallerTypical 10.01 acBigger

Bigger than 87% of homes nearby

Year built1998
OlderTypical 1978Newer

Newer than 84% of homes nearby

How 1320 Upper Cold River Rd ranks against every home in each area.
MeasureThis homeCuttingsville 05738Rutland County
Estimated valuepricier than$728,35390% of homes94% of homes
Price per ft²pricier than$28968% of homes84% of homes
Living areabigger than2,516 ft²85% of homes88% of homes
Lot sizebigger than60.6 ac87% of homes96% of homes
Year builtnewer than199884% of homes85% of homes

About 1320 Upper Cold River Rd

How much is 1320 Upper Cold River Rd, Cuttingsville, VT worth?

The TopHap Estimate for 1320 Upper Cold River Rd, Cuttingsville, VT is $728,353 as of Jul 14, 2026. The likely range is $655,699 to $801,007. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1320 Upper Cold River Rd, Cuttingsville, VT last sell?

1320 Upper Cold River Rd, Cuttingsville, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1320 Upper Cold River Rd, Cuttingsville, VT?

1320 Upper Cold River Rd, Cuttingsville, VT has 3 bedrooms, 2 bathrooms, 2,516 square feet of living space and a 60.60-acre lot.

When was 1320 Upper Cold River Rd, Cuttingsville, VT built?

1320 Upper Cold River Rd, Cuttingsville, VT was built in 1998, making it 28 years old. The building has 2 stories.

What schools serve 1320 Upper Cold River Rd, Cuttingsville, VT?

1320 Upper Cold River Rd, Cuttingsville, VT is assigned to Mill River Union High School (middle), rated D+; Shrewsbury Mountain School (elementary). All sit in Mill River Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1320 Upper Cold River Rd, Cuttingsville, VT compare to other homes in Cuttingsville 05738?

Among the 568 homes in Cuttingsville 05738, it is worth more than 90% of them ($728,353 against a typical $376,306), its price per square foot is higher than 68% of them ($289 against a typical $248), it is bigger than 85% of them (2,516 ft² against a typical 1,540 ft²), its lot is bigger than 87% of them (60.6 ac against a typical 10.01 ac) and it is newer than 84% of them (1998 against a typical 1978). Measured against all of Rutland County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1320 Upper Cold River Rd, Cuttingsville, VT?

The 2025 property tax bill for 1320 Upper Cold River Rd, Cuttingsville, VT was $7,968. The county assessed it at $473,300.

Closest homes

More homes in Cuttingsville 05738

Assigned schools

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