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Single Family ResidenceResidential
$170,331$69 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1321 CEDAR ST

RATON, NM 87740
0
Baths
2,465 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.

Valuation

$170K
$151K low$190K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$86,331
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$69,065
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$84,000
LOANDEPOT.COM LLC · recorded Oct 3, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$965 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,360 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,860
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,243
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$115,081

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOLFAX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.34
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Longfellow Elementary SchoolC-
Elementary · Grades PK–2 · 0.5 mi
M
Raton High SchoolB+
Middle · Grades 7–12 · 1.2 mi

District: Raton Public Schools

Neighborhood · ZIP 87740These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,494
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,941
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,742
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1321 Cedar St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Raton 87740
  • Costs less per square foot than 83% of homes in Colfax County
  • Bigger than 88% of homes in Raton 87740
  • Has a bigger lot than 65% of homes in Raton 87740
  • Older than 78% of homes in Colfax County

What homes are worth in Raton 87740

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$387K

This home is worth more than 68% of homes in Raton 87740.

How it measures up in Raton 87740

The dot is this home. The mark in the middle is the typical home in Raton 87740.

Estimated value$170,331
CheaperTypical $132,118Pricier

Pricier than 68% of homes nearby

Price per ft²$69
CheaperTypical $87Pricier

Pricier than 28% of homes nearby

Living area2,465 ft²
SmallerTypical 1,359 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.34 ac
SmallerTypical 0.24 acBigger

Bigger than 65% of homes nearby

Year built1940
OlderTypical 1950Newer

Newer than 43% of homes nearby

How 1321 Cedar St ranks against every home in each area.
MeasureThis homeRaton 87740Colfax County
Estimated valuepricier than$170,33168% of homes38% of homes
Price per ft²pricier than$6928% of homes17% of homes
Living areabigger than2,465 ft²88% of homes83% of homes
Lot sizebigger than0.34 ac65% of homes38% of homes
Year builtnewer than194043% of homes22% of homes

About 1321 Cedar St

How much is 1321 Cedar St, Raton, NM worth?

The TopHap Estimate for 1321 Cedar St, Raton, NM is $170,331 as of Jul 14, 2026. The likely range is $151,137 to $189,525. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1321 Cedar St, Raton, NM last sell?

1321 Cedar St, Raton, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1321 Cedar St, Raton, NM?

1321 Cedar St, Raton, NM has 2,465 square feet of living space and a 0.34-acre lot.

When was 1321 Cedar St, Raton, NM built?

1321 Cedar St, Raton, NM was built in 1940, making it 86 years old.

What schools serve 1321 Cedar St, Raton, NM?

1321 Cedar St, Raton, NM is assigned to Longfellow Elementary School (elementary), rated C-; Raton High School (middle), rated B+. All sit in Raton Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1321 Cedar St, Raton, NM compare to other homes in Raton 87740?

Among the 3,624 homes in Raton 87740, it is worth more than 68% of them ($170,331 against a typical $132,118), its price per square foot is higher than 28% of them ($69 against a typical $87), it is bigger than 88% of them (2,465 ft² against a typical 1,359 ft²), its lot is bigger than 65% of them (0.34 ac against a typical 0.24 ac) and it is newer than 43% of them (1940 against a typical 1950). Measured against all of Colfax County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1321 Cedar St, Raton, NM?

The 2025 property tax bill for 1321 Cedar St, Raton, NM was $965. The county assessed it at $38,360.

Closest homes

More homes in Raton 87740

Assigned schools

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