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Single Family ResidenceResidential
$205,680$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $145,000 on Oct 24, 2019

1321 STATE ROUTE 89

ASHLAND, OH 44805
4
Beds
3 / 1
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$206K
$174K low$237K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Oct 24, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$10,113
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$8,090
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.94%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,567
QUICKEN LOANS INC · recorded May 25, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,000
MECHANICS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,309 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$63,110 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,680
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,430
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,110
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$180,320

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.3
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyAshland
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2020
Lot (acres)The size of the land the home sits on, from county records.1.40
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 743 ft²Patio · 743 ft²Porch · 64 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Reagan Elementary SchoolA+
Elementary · Grades KG–3 · 4.7 mi
H
Ashland High SchoolB+
High · Grades 9–12 · 6.0 mi
M
Ashland Middle SchoolB
Middle · Grades 6–8 · 6.1 mi

District: Ashland City School District

Neighborhood · ZIP 44805These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.142
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.31,455
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.206 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,100
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,816
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1321 State Route 89 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 71% of homes in Ashland 44805
  • Has a bigger lot than 72% of homes in Ashland 44805
  • Newer than 69% of homes in Ashland 44805

What homes are worth in Ashland 44805

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$577K

This home is worth more than 46% of homes in Ashland 44805.

How it measures up in Ashland 44805

The dot is this home. The mark in the middle is the typical home in Ashland 44805.

Estimated value$205,680
CheaperTypical $218,160Pricier

Pricier than 46% of homes nearby

Price per ft²$122
CheaperTypical $153Pricier

Pricier than 29% of homes nearby

Living area1,680 ft²
SmallerTypical 1,510 ft²Bigger

Bigger than 62% of homes nearby

Lot size1.4 ac
SmallerTypical 0.35 acBigger

Bigger than 72% of homes nearby

Year built1978
OlderTypical 1960Newer

Newer than 69% of homes nearby

How 1321 State Route 89 ranks against every home in each area.
MeasureThis homeAshland 44805Ashland County
Estimated valuepricier than$205,68046% of homes48% of homes
Price per ft²pricier than$12229% of homes31% of homes
Living areabigger than1,680 ft²62% of homes62% of homes
Lot sizebigger than1.4 ac72% of homes61% of homes
Year builtnewer than197869% of homes61% of homes

About 1321 State Route 89

How much is 1321 State Route 89, Ashland, OH worth?

The TopHap Estimate for 1321 State Route 89, Ashland, OH is $205,680 as of Jul 14, 2026. The likely range is $174,149 to $237,211. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1321 State Route 89, Ashland, OH last sell?

1321 State Route 89, Ashland, OH last sold on Oct 24, 2019 for $145,000, according to the county's recorded deed.

How big is 1321 State Route 89, Ashland, OH?

1321 State Route 89, Ashland, OH has 4 bedrooms, 3 bathrooms, 1,680 square feet of living space and a 1.40-acre lot.

When was 1321 State Route 89, Ashland, OH built?

1321 State Route 89, Ashland, OH was built in 1978, making it 48 years old. It is a conventional home. The building has 1 story.

What schools serve 1321 State Route 89, Ashland, OH?

1321 State Route 89, Ashland, OH is assigned to Reagan Elementary School (elementary), rated A+; Ashland High School (high), rated B+; Ashland Middle School (middle), rated B. All sit in Ashland City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1321 State Route 89, Ashland, OH compare to other homes in Ashland 44805?

Among the 11,640 homes in Ashland 44805, it is worth more than 46% of them ($205,680 against a typical $218,160), its price per square foot is higher than 29% of them ($122 against a typical $153), it is bigger than 62% of them (1,680 ft² against a typical 1,510 ft²), its lot is bigger than 72% of them (1.4 ac against a typical 0.35 ac) and it is newer than 69% of them (1978 against a typical 1960). Measured against all of Ashland County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1321 State Route 89, Ashland, OH?

The 2025 property tax bill for 1321 State Route 89, Ashland, OH was $2,309. The county assessed it at $63,110.

Closest homes

More homes in Ashland 44805

Assigned schools

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