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Single Family ResidenceResidential
$176,770$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1324 RIVER RD

HAMILTON, NY 13346
3
Beds
1
Baths
2,114 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$177K
$166K low$188K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$161,770
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$129,416
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
NBT BK · recorded Nov 22, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,671 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$120,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$120,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$173,913

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.133 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.5.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hamilton Junior-Senior High SchoolB+
Middle · Grades 6–12 · 2.7 mi
E
Hamilton Elementary SchoolC-
Elementary · Grades PK–5 · 2.7 mi

District: Hamilton Central School District

Neighborhood · ZIP 13346These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,944
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.158 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,211
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,641
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1324 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Hamilton 13346
  • Costs less per square foot than 91% of homes in Hamilton 13346
  • Bigger than 77% of homes in Madison County
  • Has a bigger lot than 82% of homes in Hamilton 13346
  • Older than 83% of homes in Madison County

What homes are worth in Hamilton 13346

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$702K

This home is worth more than 18% of homes in Hamilton 13346.

How it measures up in Hamilton 13346

The dot is this home. The mark in the middle is the typical home in Hamilton 13346.

Estimated value$176,770
CheaperTypical $286,417Pricier

Pricier than 18% of homes nearby

Price per ft²$84
CheaperTypical $164Pricier

Pricier than 9% of homes nearby

Living area2,114 ft²
SmallerTypical 1,748 ft²Bigger

Bigger than 67% of homes nearby

Lot size5 ac
SmallerTypical 0.79 acBigger

Bigger than 82% of homes nearby

Year built1890
OlderTypical 1957Newer

Newer than 24% of homes nearby

How 1324 River Rd ranks against every home in each area.
MeasureThis homeHamilton 13346Madison County
Estimated valuepricier than$176,77018% of homes32% of homes
Price per ft²pricier than$849% of homes13% of homes
Living areabigger than2,114 ft²67% of homes77% of homes
Lot sizebigger than5 ac82% of homes82% of homes
Year builtnewer than189024% of homes17% of homes

About 1324 River Rd

How much is 1324 River Rd, Hamilton, NY worth?

The TopHap Estimate for 1324 River Rd, Hamilton, NY is $176,770 as of Jul 14, 2026. The likely range is $165,588 to $187,952. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1324 River Rd, Hamilton, NY?

1324 River Rd, Hamilton, NY has 3 bedrooms, 1 bathrooms, 2,114 square feet of living space and a 5.00-acre lot.

When was 1324 River Rd, Hamilton, NY built?

1324 River Rd, Hamilton, NY was built in 1890, making it 136 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 1324 River Rd, Hamilton, NY?

1324 River Rd, Hamilton, NY is assigned to Hamilton Junior-Senior High School (middle), rated B+; Hamilton Elementary School (elementary), rated C-. All sit in Hamilton Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1324 River Rd, Hamilton, NY compare to other homes in Hamilton 13346?

Among the 2,054 homes in Hamilton 13346, it is worth more than 18% of them ($176,770 against a typical $286,417), its price per square foot is higher than 9% of them ($84 against a typical $164), it is bigger than 67% of them (2,114 ft² against a typical 1,748 ft²), its lot is bigger than 82% of them (5 ac against a typical 0.79 ac) and it is newer than 24% of them (1890 against a typical 1957). Measured against all of Madison County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1324 River Rd, Hamilton, NY?

The 2024 property tax bill for 1324 River Rd, Hamilton, NY was $1,671. The county assessed it at $120,000.

Closest homes

More homes in Hamilton 13346

Assigned schools

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