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Single Family ResidenceResidential
$446,176$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

1351 ROLAND RD

CHIPLEY, FL 32428
3
Beds
2
Baths
2,229 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
18.92 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.

Valuation

$446K
$397K low$495K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$231,176
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$184,941
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$215,000
FARM CREDIT SVCS · recorded Dec 19, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,051 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$188,888 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$183,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$310,003

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashington
Lot (acres)The size of the land the home sits on, from county records.18.92
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 525 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Roulhac Middle SchoolB+
Middle · Grades 6–8 · 9.1 mi
H
Chipley High SchoolC
High · Grades 9–12 · 9.1 mi
E
Kate M. Smith Elementary SchoolC
Elementary · Grades KG–5 · 9.5 mi

District: Washington County School District

Neighborhood · ZIP 32428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,933
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1351 Roland Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Chipley 32428
  • Costs more per square foot than 88% of homes in Chipley 32428
  • Bigger than 87% of homes in Washington County
  • Has a bigger lot than 92% of homes in Chipley 32428
  • Newer than 85% of homes in Washington County

What homes are worth in Chipley 32428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$611K

This home is worth more than 93% of homes in Chipley 32428.

How it measures up in Chipley 32428

The dot is this home. The mark in the middle is the typical home in Chipley 32428.

Estimated value$446,176
CheaperTypical $197,190Pricier

Pricier than 93% of homes nearby

Price per ft²$200
CheaperTypical $129Pricier

Pricier than 88% of homes nearby

Living area2,229 ft²
SmallerTypical 1,494 ft²Bigger

Bigger than 86% of homes nearby

Lot size18.92 ac
SmallerTypical 1.67 acBigger

Bigger than 92% of homes nearby

Year built2009
OlderTypical 1991Newer

Newer than 84% of homes nearby

How 1351 Roland Rd ranks against every home in each area.
MeasureThis homeChipley 32428Washington County
Estimated valuepricier than$446,17693% of homes93% of homes
Price per ft²pricier than$20088% of homes88% of homes
Living areabigger than2,229 ft²86% of homes87% of homes
Lot sizebigger than18.92 ac92% of homes89% of homes
Year builtnewer than200984% of homes85% of homes

About 1351 Roland Rd

How much is 1351 Roland Rd, Chipley, FL worth?

The TopHap Estimate for 1351 Roland Rd, Chipley, FL is $446,176 as of Jun 23, 2026. The likely range is $397,096 to $495,255. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1351 Roland Rd, Chipley, FL?

1351 Roland Rd, Chipley, FL has 3 bedrooms, 2 bathrooms, 2,229 square feet of living space and a 18.92-acre lot.

When was 1351 Roland Rd, Chipley, FL built?

1351 Roland Rd, Chipley, FL was built in 2009, making it 17 years old.

What schools serve 1351 Roland Rd, Chipley, FL?

1351 Roland Rd, Chipley, FL is assigned to Roulhac Middle School (middle), rated B+; Chipley High School (high), rated C; Kate M. Smith Elementary School (elementary), rated C. All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1351 Roland Rd, Chipley, FL compare to other homes in Chipley 32428?

Among the 7,795 homes in Chipley 32428, it is worth more than 93% of them ($446,176 against a typical $197,190), its price per square foot is higher than 88% of them ($200 against a typical $129), it is bigger than 86% of them (2,229 ft² against a typical 1,494 ft²), its lot is bigger than 92% of them (18.92 ac against a typical 1.67 ac) and it is newer than 84% of them (2009 against a typical 1991). Measured against all of Washington County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1351 Roland Rd, Chipley, FL?

The 2025 property tax bill for 1351 Roland Rd, Chipley, FL was $2,051. The county assessed it at $188,888.

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Assigned schools

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