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Single Family ResidenceResidential
$175,769$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

13589 STATE ROUTE 764

PHILPOT, KY 42366
3
Beds
2
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$176K
$118K low$234K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$33,769
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$27,015
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$97,000
BRANCH BANKING AND TRUST CO · recorded Jul 9, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
BRANCH BANKING AND TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,463 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$336,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$306,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$336,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$336,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDaviess
Lot (acres)The size of the land the home sits on, from county records.1.10
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whitesville Elementary SchoolA-
Elementary · Grades PK–5 · 5.1 mi
H
Daviess County High SchoolB
High · Grades 9–12 · 12.7 mi
M
Daviess County Middle SchoolA+
Middle · Grades 6–8 · 13.3 mi

District: Daviess County School District

Neighborhood · ZIP 42366These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.6,231
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,304
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,734
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13589 State Route 764 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 71% of homes in Daviess County
  • Smaller than 77% of homes in Philpot 42366
  • Has a bigger lot than 85% of homes in Daviess County
  • Newer than 79% of homes in Daviess County

What homes are worth in Philpot 42366

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$436K

This home is worth more than 36% of homes in Philpot 42366.

How it measures up in Philpot 42366

The dot is this home. The mark in the middle is the typical home in Philpot 42366.

Estimated value$175,769
CheaperTypical $212,061Pricier

Pricier than 36% of homes nearby

Price per ft²$146
CheaperTypical $141Pricier

Pricier than 58% of homes nearby

Living area1,200 ft²
SmallerTypical 1,575 ft²Bigger

Bigger than 23% of homes nearby

Lot size1.1 ac
SmallerTypical 1.54 acBigger

Bigger than 38% of homes nearby

Year built1996
OlderTypical 1980Newer

Newer than 74% of homes nearby

How 13589 State Route 764 ranks against every home in each area.
MeasureThis homePhilpot 42366Daviess County
Estimated valuepricier than$175,76936% of homes49% of homes
Price per ft²pricier than$14658% of homes71% of homes
Living areabigger than1,200 ft²23% of homes34% of homes
Lot sizebigger than1.1 ac38% of homes85% of homes
Year builtnewer than199674% of homes79% of homes

About 13589 State Route 764

How much is 13589 State Route 764, Philpot, KY worth?

The TopHap Estimate for 13589 State Route 764, Philpot, KY is $175,769 as of Jul 14, 2026. The likely range is $117,660 to $233,878. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 13589 State Route 764, Philpot, KY?

13589 State Route 764, Philpot, KY has 3 bedrooms, 2 bathrooms, 1,200 square feet of living space and a 1.10-acre lot.

When was 13589 State Route 764, Philpot, KY built?

13589 State Route 764, Philpot, KY was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 13589 State Route 764, Philpot, KY?

13589 State Route 764, Philpot, KY is assigned to Whitesville Elementary School (elementary), rated A-; Daviess County High School (high), rated B; Daviess County Middle School (middle), rated A+. All sit in Daviess County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13589 State Route 764, Philpot, KY compare to other homes in Philpot 42366?

Among the 2,102 homes in Philpot 42366, it is worth more than 36% of them ($175,769 against a typical $212,061), its price per square foot is higher than 58% of them ($146 against a typical $141), it is bigger than 23% of them (1,200 ft² against a typical 1,575 ft²), its lot is bigger than 38% of them (1.1 ac against a typical 1.54 ac) and it is newer than 74% of them (1996 against a typical 1980). Measured against all of Daviess County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13589 State Route 764, Philpot, KY?

The 2025 property tax bill for 13589 State Route 764, Philpot, KY was $3,463. The county assessed it at $336,000.

Closest homes

More homes in Philpot 42366

Assigned schools

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