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Apartments (Generic)Residential
Last sold for $620,000 on Aug 20, 2025

138 CROSS ST

LOWELL, MA 01854
20
Beds
10
Baths
2,865 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
40
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$620,000 · Aug 20, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,555 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$665,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$297,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$368,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$613,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Apartments (Generic)
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Kathryn P. Stoklosa Middle SchoolD+
Middle · Grades 5–8 · 0.2 mi
E
Charlotte M Murkland Elementary SchoolC-
Elementary · Grades PK–4 · 0.2 mi
H
Lowell High SchoolD
High · Grades 9–12 · 0.6 mi

District: Lowell School District

Neighborhood · ZIP 01854These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.29,844
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,713 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,433
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,041
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Cross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 87% of homes in Lowell 01854
  • Has a smaller lot than 83% of homes in Middlesex County
  • Among the newest homes in Lowell 01854

How it measures up in Lowell 01854

The dot is this home. The mark in the middle is the typical home in Lowell 01854.

Living area2,865 ft²
SmallerTypical 1,605 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.12 ac
SmallerTypical 0.23 acBigger

Bigger than 22% of homes nearby

Year built2018
OlderTypical 1962Newer

Newer than almost all homes nearby

How 138 Cross St ranks against every home in each area.
MeasureThis homeThe AcreLowell 01854Middlesex County
Living areabigger than2,865 ft²73% of homes87% of homes83% of homes
Lot sizebigger than0.12 ac43% of homes22% of homes17% of homes
Year builtnewer than201896% of homesalmost all homes98% of homes

About 138 Cross St

When did 138 Cross St, Lowell, MA last sell?

138 Cross St, Lowell, MA last sold on Aug 20, 2025 for $620,000, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 138 Cross St, Lowell, MA?

138 Cross St, Lowell, MA has 20 bedrooms, 10 bathrooms, 2,865 square feet of living space and a 0.12-acre lot.

When was 138 Cross St, Lowell, MA built?

138 Cross St, Lowell, MA was built in 2018, making it 8 years old. It is a condo/apartment home. The building has 3 stories.

What schools serve 138 Cross St, Lowell, MA?

138 Cross St, Lowell, MA is assigned to Kathryn P. Stoklosa Middle School (middle), rated D+; Charlotte M Murkland Elementary School (elementary), rated C-; Lowell High School (high), rated D. All sit in Lowell School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Cross St, Lowell, MA compare to other homes in Lowell 01854?

Among the 5,369 homes in Lowell 01854, it is bigger than 87% of them (2,865 ft² against a typical 1,605 ft²), its lot is bigger than 22% of them (0.12 ac against a typical 0.23 ac) and it is newer than almost all of them (2018 against a typical 1962). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Cross St, Lowell, MA?

The 2026 property tax bill for 138 Cross St, Lowell, MA was $7,555. The county assessed it at $665,600.

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