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Single Family ResidenceResidential
$556,178$334 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $315,920 on Oct 1, 2019

138 PATCHWORK DR

STEPHENSON, VA 22656
3
Beds
3
Baths
1,667 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$556K
$534K low$578K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,920 · Oct 1, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$326,178
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$260,942
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$230,000
DRAPER AND KRAMER MORTGAGE CORP · recorded Jul 2, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,631 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$496,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$93,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$403,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$496,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$496,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFREDERICK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2024
Lot (acres)The size of the land the home sits on, from county records.0.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jordan Springs Elementary SchoolC+
Elementary · Grades PK–5 · 0.7 mi
H
James Wood High SchoolB-
High · Grades 9–12 · 4.9 mi
M
James Wood Middle SchoolD+
Middle · Grades 6–8 · 5.5 mi

District: Frederick County Public Schools

Neighborhood · ZIP 22656These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,395
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.521 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,333
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,464
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Patchwork Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Frederick County
  • Costs more per square foot than 95% of homes in Stephenson 22656
  • Smaller than 65% of homes in Stephenson 22656
  • Has a smaller lot than 82% of homes in Frederick County
  • Newer than 89% of homes in Frederick County

What homes are worth in Stephenson 22656

Each bar is how many homes fall in that price range. The marker is this home.

This home
$253K$777K

This home is worth more than 65% of homes in Stephenson 22656.

How it measures up in Stephenson 22656

The dot is this home. The mark in the middle is the typical home in Stephenson 22656.

Estimated value$556,178
CheaperTypical $487,788Pricier

Pricier than 65% of homes nearby

Price per ft²$334
CheaperTypical $234Pricier

Pricier than 95% of homes nearby

Living area1,667 ft²
SmallerTypical 1,944 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.15 ac
SmallerTypical 0.18 acBigger

Bigger than 40% of homes nearby

Year built2019
OlderTypical 2016Newer

Newer than 74% of homes nearby

How 138 Patchwork Dr ranks against every home in each area.
MeasureThis homeStephenson 22656Frederick County
Estimated valuepricier than$556,17865% of homes75% of homes
Price per ft²pricier than$33495% of homes92% of homes
Living areabigger than1,667 ft²35% of homes48% of homes
Lot sizebigger than0.15 ac40% of homes18% of homes
Year builtnewer than201974% of homes89% of homes

About 138 Patchwork Dr

How much is 138 Patchwork Dr, Stephenson, VA worth?

The TopHap Estimate for 138 Patchwork Dr, Stephenson, VA is $556,178 as of Jun 23, 2026. The likely range is $533,930 to $578,425. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 138 Patchwork Dr, Stephenson, VA last sell?

138 Patchwork Dr, Stephenson, VA last sold on Oct 1, 2019 for $315,920, according to the county's recorded deed.

How big is 138 Patchwork Dr, Stephenson, VA?

138 Patchwork Dr, Stephenson, VA has 3 bedrooms, 3 bathrooms, 1,667 square feet of living space and a 0.15-acre lot.

When was 138 Patchwork Dr, Stephenson, VA built?

138 Patchwork Dr, Stephenson, VA was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 138 Patchwork Dr, Stephenson, VA?

138 Patchwork Dr, Stephenson, VA is assigned to Jordan Springs Elementary School (elementary), rated C+; James Wood High School (high), rated B-; James Wood Middle School (middle), rated D+. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Patchwork Dr, Stephenson, VA compare to other homes in Stephenson 22656?

Among the 2,293 homes in Stephenson 22656, it is worth more than 65% of them ($556,178 against a typical $487,788), its price per square foot is higher than 95% of them ($334 against a typical $234), it is bigger than 35% of them (1,667 ft² against a typical 1,944 ft²), its lot is bigger than 40% of them (0.15 ac against a typical 0.18 ac) and it is newer than 74% of them (2019 against a typical 2016). Measured against all of Frederick County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Patchwork Dr, Stephenson, VA?

The 2026 property tax bill for 138 Patchwork Dr, Stephenson, VA was $2,631. The county assessed it at $496,500.

Closest homes

More homes in Stephenson 22656

Assigned schools

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