Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$424,253$288 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

138 RATLEDGE RD

TOWNSEND, DE 19734
3
Beds
2 / 1
Baths
1,475 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$424K
$411K low$437K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$247,076
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$197,661
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$162,000
GUARANTEED RATE · recorded Dec 14, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,177
PNC BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,420 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$392,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyNew Castle
Lot (acres)The size of the land the home sits on, from county records.1.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Townsend Elementary SchoolA
Elementary · Grades 1–5 · 1.3 mi
H
Odessa High SchoolA+
High · Grades 9–12 · 4.2 mi
M
Cantwells Bridge Middle SchoolB+
Middle · Grades 6–8 · 4.2 mi

District: Appoquinimink School District

Neighborhood · ZIP 19734These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.25
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.19,156
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$125,981
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,823
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Ratledge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Townsend 19734
  • Costs more per square foot than 91% of homes in New Castle County
  • Smaller than 82% of homes in Townsend 19734
  • Has a bigger lot than 95% of homes in New Castle County
  • Older than 72% of homes in Townsend 19734

What homes are worth in Townsend 19734

Each bar is how many homes fall in that price range. The marker is this home.

This home
$231K$897K

This home is worth more than 33% of homes in Townsend 19734.

How it measures up in Townsend 19734

The dot is this home. The mark in the middle is the typical home in Townsend 19734.

Estimated value$424,253
CheaperTypical $491,247Pricier

Pricier than 33% of homes nearby

Price per ft²$288
CheaperTypical $212Pricier

Pricier than 89% of homes nearby

Living area1,475 ft²
SmallerTypical 2,250 ft²Bigger

Bigger than 18% of homes nearby

Lot size1.24 ac
SmallerTypical 0.38 acBigger

Bigger than 72% of homes nearby

Year built1991
OlderTypical 2006Newer

Newer than 28% of homes nearby

How 138 Ratledge Rd ranks against every home in each area.
MeasureThis homeTownsend 19734New Castle County
Estimated valuepricier than$424,25333% of homes58% of homes
Price per ft²pricier than$28889% of homes91% of homes
Living areabigger than1,475 ft²18% of homes33% of homes
Lot sizebigger than1.24 ac72% of homes95% of homes
Year builtnewer than199128% of homes71% of homes

About 138 Ratledge Rd

How much is 138 Ratledge Rd, Townsend, DE worth?

The TopHap Estimate for 138 Ratledge Rd, Townsend, DE is $424,253 as of Jul 14, 2026. The likely range is $411,420 to $437,086. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 138 Ratledge Rd, Townsend, DE last sell?

138 Ratledge Rd, Townsend, DE last sold on Jan 22, 2021, according to the county's recorded deed.

How big is 138 Ratledge Rd, Townsend, DE?

138 Ratledge Rd, Townsend, DE has 3 bedrooms, 2 bathrooms, 1,475 square feet of living space and a 1.24-acre lot.

When was 138 Ratledge Rd, Townsend, DE built?

138 Ratledge Rd, Townsend, DE was built in 1991, making it 35 years old. It is a contemporary home. The building has 2 stories.

What schools serve 138 Ratledge Rd, Townsend, DE?

138 Ratledge Rd, Townsend, DE is assigned to Townsend Elementary School (elementary), rated A; Odessa High School (high), rated A+; Cantwells Bridge Middle School (middle), rated B+. All sit in Appoquinimink School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Ratledge Rd, Townsend, DE compare to other homes in Townsend 19734?

Among the 5,402 homes in Townsend 19734, it is worth more than 33% of them ($424,253 against a typical $491,247), its price per square foot is higher than 89% of them ($288 against a typical $212), it is bigger than 18% of them (1,475 ft² against a typical 2,250 ft²), its lot is bigger than 72% of them (1.24 ac against a typical 0.38 ac) and it is newer than 28% of them (1991 against a typical 2006). Measured against all of New Castle County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Ratledge Rd, Townsend, DE?

The 2025 property tax bill for 138 Ratledge Rd, Townsend, DE was $3,420. The county assessed it at $392,000.

Closest homes

More homes in Townsend 19734

Assigned schools

Explore the area

See this home in context

Open 138 Ratledge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map