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Single Family ResidenceResidential
$473,325$173 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $462,500 on Jun 25, 2025

138 ROCK ISLAND RD

WESTFIELD, IN 46074
4
Beds
3 / 1
Baths
2,729 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$473K
$447K low$500K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$462,500 · Jun 25, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$300,825
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$240,660
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$172,500
VANDERBILT MORTGAGE & FINANCE INC · recorded Jun 25, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,421 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$417,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$317,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$417,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$417,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
15
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.0.24
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monon Trail Elementary SchoolB
Elementary · Grades KG–4 · 1.5 mi
H
Westfield High SchoolA+
High · Grades 9–12 · 2.7 mi
M
Westfield Middle SchoolA
Middle · Grades 7–8 · 2.8 mi

District: Westfield-Washington Schools

Neighborhood · ZIP 46074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.43,797
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,394
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$157,343
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Rock Island Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 69% of homes in Westfield 46074
  • Newer than 96% of homes in Hamilton County

What homes are worth in Westfield 46074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$253K$1.4M

This home is worth more than 45% of homes in Westfield 46074.

How it measures up in Westfield 46074

The dot is this home. The mark in the middle is the typical home in Westfield 46074.

Estimated value$473,325
CheaperTypical $499,176Pricier

Pricier than 45% of homes nearby

Price per ft²$173
CheaperTypical $191Pricier

Pricier than 31% of homes nearby

Living area2,729 ft²
SmallerTypical 2,692 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.24 ac
SmallerTypical 0.23 acBigger

Bigger than 52% of homes nearby

Year built2022
OlderTypical 2015Newer

Newer than 85% of homes nearby

How 138 Rock Island Rd ranks against every home in each area.
MeasureThis homeWestfield 46074Hamilton County
Estimated valuepricier than$473,32545% of homes55% of homes
Price per ft²pricier than$17331% of homes40% of homes
Living areabigger than2,729 ft²51% of homes57% of homes
Lot sizebigger than0.24 ac52% of homes41% of homes
Year builtnewer than202285% of homes96% of homes

About 138 Rock Island Rd

How much is 138 Rock Island Rd, Westfield, IN worth?

The TopHap Estimate for 138 Rock Island Rd, Westfield, IN is $473,325 as of Jul 14, 2026. The likely range is $446,608 to $500,042. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 138 Rock Island Rd, Westfield, IN last sell?

138 Rock Island Rd, Westfield, IN last sold on Jun 25, 2025 for $462,500, according to the county's recorded deed.

How big is 138 Rock Island Rd, Westfield, IN?

138 Rock Island Rd, Westfield, IN has 4 bedrooms, 3 bathrooms, 2,729 square feet of living space and a 0.24-acre lot.

When was 138 Rock Island Rd, Westfield, IN built?

138 Rock Island Rd, Westfield, IN was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 138 Rock Island Rd, Westfield, IN?

138 Rock Island Rd, Westfield, IN is assigned to Monon Trail Elementary School (elementary), rated B; Westfield High School (high), rated A+; Westfield Middle School (middle), rated A. All sit in Westfield-Washington Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Rock Island Rd, Westfield, IN compare to other homes in Westfield 46074?

Among the 20,115 homes in Westfield 46074, it is worth more than 45% of them ($473,325 against a typical $499,176), its price per square foot is higher than 31% of them ($173 against a typical $191), it is bigger than 51% of them (2,729 ft² against a typical 2,692 ft²), its lot is bigger than 52% of them (0.24 ac against a typical 0.23 ac) and it is newer than 85% of them (2022 against a typical 2015). Measured against all of Hamilton County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Rock Island Rd, Westfield, IN?

The 2024 property tax bill for 138 Rock Island Rd, Westfield, IN was $9,421. The county assessed it at $417,500.

Closest homes

More homes in Westfield 46074

Assigned schools

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