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Single Family ResidenceResidential
$147,754$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

139 RUBY CIR

HURLOCK, MD 21643
1
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$148K
$136K low$159K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.223%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$195,000
WELLS FARGO BANK NA · 5.93% 1 · recorded Mar 29, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
ACADEMY MORTGAGE USA INC
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,425 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$82,433 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$77,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$91,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyDorchester
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hurlock Elementary SchoolB-
Elementary · Grades PK–5 · 0.9 mi
H
North Dorchester High SchoolC
High · Grades 9–12 · 3.4 mi
M
North Dorchester Middle SchoolB
Middle · Grades 6–8 · 3.6 mi

District: Dorchester County Public Schools

Neighborhood · ZIP 21643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,014
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.118 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,387
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,605
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

139 Ruby Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Hurlock 21643
  • Costs less per square foot than 78% of homes in Hurlock 21643
  • Smaller than 81% of homes in Hurlock 21643
  • Has a smaller lot than 90% of homes in Hurlock 21643
  • Older than 73% of homes in Hurlock 21643

What homes are worth in Hurlock 21643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$710K

This home is worth more than 11% of homes in Hurlock 21643.

How it measures up in Hurlock 21643

The dot is this home. The mark in the middle is the typical home in Hurlock 21643.

Estimated value$147,754
CheaperTypical $269,694Pricier

Pricier than 11% of homes nearby

Price per ft²$142
CheaperTypical $189Pricier

Pricier than 22% of homes nearby

Living area1,040 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.23 ac
SmallerTypical 0.92 acBigger

Bigger than 10% of homes nearby

Year built1971
OlderTypical 1989Newer

Newer than 27% of homes nearby

How 139 Ruby Cir ranks against every home in each area.
MeasureThis homeHurlockHurlock 21643Dorchester County
Estimated valuepricier than$147,75416% of homes11% of homes20% of homes
Price per ft²pricier than$14238% of homes22% of homes34% of homes
Living areabigger than1,040 ft²21% of homes19% of homes19% of homes
Lot sizebigger than0.23 ac30% of homes10% of homes28% of homes
Year builtnewer than197146% of homes27% of homes48% of homes

About 139 Ruby Cir

How much is 139 Ruby Cir, Hurlock, MD worth?

The TopHap Estimate for 139 Ruby Cir, Hurlock, MD is $147,754 as of Jul 14, 2026. The likely range is $136,157 to $159,351. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 139 Ruby Cir, Hurlock, MD?

139 Ruby Cir, Hurlock, MD has 1 bathrooms, 1,040 square feet of living space and a 0.23-acre lot.

When was 139 Ruby Cir, Hurlock, MD built?

139 Ruby Cir, Hurlock, MD was built in 1971, making it 55 years old. It is a conventional home. The building has 1 story.

What schools serve 139 Ruby Cir, Hurlock, MD?

139 Ruby Cir, Hurlock, MD is assigned to Hurlock Elementary School (elementary), rated B-; North Dorchester High School (high), rated C; North Dorchester Middle School (middle), rated B. All sit in Dorchester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 139 Ruby Cir, Hurlock, MD compare to other homes in Hurlock 21643?

Among the 2,373 homes in Hurlock 21643, it is worth more than 11% of them ($147,754 against a typical $269,694), its price per square foot is higher than 22% of them ($142 against a typical $189), it is bigger than 19% of them (1,040 ft² against a typical 1,456 ft²), its lot is bigger than 10% of them (0.23 ac against a typical 0.92 ac) and it is newer than 27% of them (1971 against a typical 1989). Measured against all of Dorchester County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 139 Ruby Cir, Hurlock, MD?

The 2025 property tax bill for 139 Ruby Cir, Hurlock, MD was $1,425. The county assessed it at $82,433.

More homes on Ruby Cir

Closest homes

More homes in Hurlock 21643

Assigned schools

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