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Residential (General/Single)Residential
$217,124$112 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $104,500 on Jun 9, 2020

14 RIVER BLUFF DR

WILLARD, NC 28478
3
Beds
2
Baths
1,932 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.93 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$217K
$172K low$262K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$104,500 · Jun 9, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,124
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,299
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,000
UNITED COMMUNITY BANK · recorded Jul 5, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,966 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$196,174 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$172,774
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$196,174
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,174

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.59 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Tlog Home
CountyPender
Lot (acres)The size of the land the home sits on, from county records.0.93
ConstructionThe main material the home's frame and walls are built from.Log
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 508 ft²Porch · 408 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Penderlea Elementary SchoolC
Elementary · Grades KG–8 · 7.6 mi
H
Pender High SchoolD
High · Grades 9–12 · 12.3 mi

District: Pender County Schools

Neighborhood · ZIP 28478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,417
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,742
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,933
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14 River Bluff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Pender County
  • Costs less per square foot than 94% of homes in Pender County
  • Bigger than 79% of homes in Willard 28478
  • Has a smaller lot than 71% of homes in Willard 28478
  • Newer than 90% of homes in Willard 28478

What homes are worth in Willard 28478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$839K

This home is worth more than 59% of homes in Willard 28478.

How it measures up in Willard 28478

The dot is this home. The mark in the middle is the typical home in Willard 28478.

Estimated value$217,124
CheaperTypical $188,192Pricier

Pricier than 59% of homes nearby

Price per ft²$112
CheaperTypical $134Pricier

Pricier than 31% of homes nearby

Living area1,932 ft²
SmallerTypical 1,459 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.93 ac
SmallerTypical 1.41 acBigger

Bigger than 29% of homes nearby

Year built2009
OlderTypical 1985Newer

Newer than 90% of homes nearby

How 14 River Bluff Dr ranks against every home in each area.
MeasureThis homeWillard 28478Pender County
Estimated valuepricier than$217,12459% of homes15% of homes
Price per ft²pricier than$11231% of homes6% of homes
Living areabigger than1,932 ft²79% of homes60% of homes
Lot sizebigger than0.93 ac29% of homes68% of homes
Year builtnewer than200990% of homes72% of homes

About 14 River Bluff Dr

How much is 14 River Bluff Dr, Willard, NC worth?

The TopHap Estimate for 14 River Bluff Dr, Willard, NC is $217,124 as of Jul 14, 2026. The likely range is $172,240 to $262,008. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14 River Bluff Dr, Willard, NC last sell?

14 River Bluff Dr, Willard, NC last sold on Jun 9, 2020 for $104,500, according to the county's recorded deed.

How big is 14 River Bluff Dr, Willard, NC?

14 River Bluff Dr, Willard, NC has 3 bedrooms, 2 bathrooms, 1,932 square feet of living space and a 0.93-acre lot.

When was 14 River Bluff Dr, Willard, NC built?

14 River Bluff Dr, Willard, NC was built in 2009, making it 17 years old. It is a tlog home home. The building has 2 stories.

What schools serve 14 River Bluff Dr, Willard, NC?

14 River Bluff Dr, Willard, NC is assigned to Penderlea Elementary School (elementary), rated C; Pender High School (high), rated D. All sit in Pender County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14 River Bluff Dr, Willard, NC compare to other homes in Willard 28478?

Among the 2,250 homes in Willard 28478, it is worth more than 59% of them ($217,124 against a typical $188,192), its price per square foot is higher than 31% of them ($112 against a typical $134), it is bigger than 79% of them (1,932 ft² against a typical 1,459 ft²), its lot is bigger than 29% of them (0.93 ac against a typical 1.41 ac) and it is newer than 90% of them (2009 against a typical 1985). Measured against all of Pender County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14 River Bluff Dr, Willard, NC?

The 2024 property tax bill for 14 River Bluff Dr, Willard, NC was $1,966. The county assessed it at $196,174.

Closest homes

More homes in Willard 28478

Assigned schools

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