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Single Family ResidenceResidential
$878,627$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $165,800 on Sep 4, 1986

14040 SADDLE RIVER DR

NORTH POTOMAC, MD 20878
3 / 2
Baths
3,018 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$879K
$835K low$922K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,800 · Sep 4, 1986
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$592,627
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$474,102
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$182,500
REGIONS MORTGAGE INC · recorded Jan 22, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$103,500
REGIONS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,064 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$879,467 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$827,733
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$931,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 504 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Travilah Elementary SchoolA+
Elementary · Grades KG–5 · 0.5 mi
M
Robert Frost Middle SchoolA
Middle · Grades 6–8 · 3.1 mi
H
Thomas S. Wootton High SchoolA+
High · Grades 9–12 · 3.3 mi

District: Montgomery County Public Schools

Neighborhood · ZIP 20878These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.66,167
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,976 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$145,457
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$176,656
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14040 Saddle River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Montgomery County
  • Bigger than 78% of homes in Montgomery County
  • Has a bigger lot than 86% of homes in Gaithersburg 20878
  • Newer than 66% of homes in Montgomery County

What homes are worth in Gaithersburg 20878

Each bar is how many homes fall in that price range. The marker is this home.

This home
$204K$1.6M

This home is worth more than 68% of homes in Gaithersburg 20878.

How it measures up in Gaithersburg 20878

The dot is this home. The mark in the middle is the typical home in Gaithersburg 20878.

Estimated value$878,627
CheaperTypical $739,218Pricier

Pricier than 68% of homes nearby

Price per ft²$291
CheaperTypical $308Pricier

Pricier than 38% of homes nearby

Living area3,018 ft²
SmallerTypical 2,256 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.35 ac
SmallerTypical 0.11 acBigger

Bigger than 86% of homes nearby

Year built1986
OlderTypical 1988Newer

Newer than 43% of homes nearby

How 14040 Saddle River Dr ranks against every home in each area.
MeasureThis homeGaithersburg 20878Montgomery County
Estimated valuepricier than$878,62768% of homes73% of homes
Price per ft²pricier than$29138% of homes43% of homes
Living areabigger than3,018 ft²72% of homes78% of homes
Lot sizebigger than0.35 ac86% of homes82% of homes
Year builtnewer than198643% of homes66% of homes

About 14040 Saddle River Dr

How much is 14040 Saddle River Dr, North Potomac, MD worth?

The TopHap Estimate for 14040 Saddle River Dr, North Potomac, MD is $878,627 as of Jul 14, 2026. The likely range is $835,405 to $921,849. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14040 Saddle River Dr, North Potomac, MD last sell?

14040 Saddle River Dr, North Potomac, MD last sold on Sep 4, 1986 for $165,800, according to the county's recorded deed.

How big is 14040 Saddle River Dr, North Potomac, MD?

14040 Saddle River Dr, North Potomac, MD has 3 bathrooms, 3,018 square feet of living space and a 0.35-acre lot.

When was 14040 Saddle River Dr, North Potomac, MD built?

14040 Saddle River Dr, North Potomac, MD was built in 1986, making it 40 years old. It is a bi-level home. The building has 2 stories.

What schools serve 14040 Saddle River Dr, North Potomac, MD?

14040 Saddle River Dr, North Potomac, MD is assigned to Travilah Elementary School (elementary), rated A+; Robert Frost Middle School (middle), rated A; Thomas S. Wootton High School (high), rated A+. All sit in Montgomery County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14040 Saddle River Dr, North Potomac, MD compare to other homes in Gaithersburg 20878?

Among the 20,757 homes in Gaithersburg 20878, it is worth more than 68% of them ($878,627 against a typical $739,218), its price per square foot is higher than 38% of them ($291 against a typical $308), it is bigger than 72% of them (3,018 ft² against a typical 2,256 ft²), its lot is bigger than 86% of them (0.35 ac against a typical 0.11 ac) and it is newer than 43% of them (1986 against a typical 1988). Measured against all of Montgomery County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14040 Saddle River Dr, North Potomac, MD?

The 2025 property tax bill for 14040 Saddle River Dr, North Potomac, MD was $10,064. The county assessed it at $879,467.

Closest homes

More homes in North Potomac 20878

Assigned schools

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