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Single Family ResidenceResidential
$184,261$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $117,900 on Aug 6, 2004

1407 CENTRAL ROW RD

ELSMERE, KY 41018
2
Beds
2
Baths
957 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$184K
$168K low$201K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$117,900 · Aug 6, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,161
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,929
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$103,100
FIFTH THIRD MTG · recorded Dec 16, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,938 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$127,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKenton
Lot (acres)The size of the land the home sits on, from county records.0.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Howell Elementary SchoolC
Elementary · Grades KG–5 · 0.4 mi
M
Tichenor Middle SchoolB-
Middle · Grades 6–8 · 1.4 mi
H
Lloyd High SchoolC
High · Grades 9–12 · 1.5 mi

District: Erlanger-Elsmere Independent School District

Neighborhood · ZIP 41018These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.210
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.29,595
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,355 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,501
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1407 Central Row Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Erlanger 41018
  • Smaller than 87% of homes in Kenton County
  • Has a smaller lot than 75% of homes in Erlanger 41018
  • Newer than 89% of homes in Erlanger 41018

What homes are worth in Erlanger 41018

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$574K

This home is worth more than 18% of homes in Erlanger 41018.

How it measures up in Erlanger 41018

The dot is this home. The mark in the middle is the typical home in Erlanger 41018.

Estimated value$184,261
CheaperTypical $229,582Pricier

Pricier than 18% of homes nearby

Price per ft²$193
CheaperTypical $192Pricier

Pricier than 51% of homes nearby

Living area957 ft²
SmallerTypical 1,134 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.17 ac
SmallerTypical 0.2 acBigger

Bigger than 25% of homes nearby

Year built2004
OlderTypical 1973Newer

Newer than 89% of homes nearby

How 1407 Central Row Rd ranks against every home in each area.
MeasureThis homeErlanger 41018Kenton County
Estimated valuepricier than$184,26118% of homes20% of homes
Price per ft²pricier than$19351% of homes52% of homes
Living areabigger than957 ft²19% of homes13% of homes
Lot sizebigger than0.17 ac25% of homes33% of homes
Year builtnewer than200489% of homes84% of homes

About 1407 Central Row Rd

How much is 1407 Central Row Rd, Elsmere, KY worth?

The TopHap Estimate for 1407 Central Row Rd, Elsmere, KY is $184,261 as of Jul 14, 2026. The likely range is $167,754 to $200,768. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1407 Central Row Rd, Elsmere, KY last sell?

1407 Central Row Rd, Elsmere, KY last sold on Aug 6, 2004 for $117,900, according to the county's recorded deed.

How big is 1407 Central Row Rd, Elsmere, KY?

1407 Central Row Rd, Elsmere, KY has 2 bedrooms, 2 bathrooms, 957 square feet of living space and a 0.17-acre lot.

When was 1407 Central Row Rd, Elsmere, KY built?

1407 Central Row Rd, Elsmere, KY was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 1407 Central Row Rd, Elsmere, KY?

1407 Central Row Rd, Elsmere, KY is assigned to Howell Elementary School (elementary), rated C; Tichenor Middle School (middle), rated B-; Lloyd High School (high), rated C. All sit in Erlanger-Elsmere Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1407 Central Row Rd, Elsmere, KY compare to other homes in Erlanger 41018?

Among the 8,768 homes in Erlanger 41018, it is worth more than 18% of them ($184,261 against a typical $229,582), its price per square foot is higher than 51% of them ($193 against a typical $192), it is bigger than 19% of them (957 ft² against a typical 1,134 ft²), its lot is bigger than 25% of them (0.17 ac against a typical 0.2 ac) and it is newer than 89% of them (2004 against a typical 1973). Measured against all of Kenton County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1407 Central Row Rd, Elsmere, KY?

The 2025 property tax bill for 1407 Central Row Rd, Elsmere, KY was $1,938. The county assessed it at $127,600.

Closest homes

More homes in Elsmere 41018

Assigned schools

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