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Single Family ResidenceResidential
$704,333
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $534,900 on Jul 7, 2020

1407 RICHARDS AVE

WATERTOWN, WI 53094
0
Baths
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$704K
$499K low$910K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$534,900 · Jul 7, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$548,333
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$438,666
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$156,000
P N C BANK NA · 6.01% · recorded Apr 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,393 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$572,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$117,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$454,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$572,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$573,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
82
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.82 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.38
HeatingThe type of heating system in the home.None

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Webster Elementary SchoolC+
Elementary · Grades PK–5 · 0.9 mi
M
Riverside Middle SchoolC+
Middle · Grades 6–8 · 0.9 mi
H
Watertown High SchoolC-
High · Grades 9–12 · 2.8 mi

District: Watertown School District

Neighborhood · ZIP 53094These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.19,781
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,044
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,401
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1407 Richards Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Watertown 53094
  • Has a bigger lot than 70% of homes in Watertown 53094

What homes are worth in Watertown 53094

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$644K

This home is worth more than almost all homes in Watertown 53094.

How it measures up in Watertown 53094

The dot is this home. The mark in the middle is the typical home in Watertown 53094.

Estimated value$704,333
CheaperTypical $310,576Pricier

Pricier than almost all homes nearby

Lot size0.38 ac
SmallerTypical 0.25 acBigger

Bigger than 70% of homes nearby

How 1407 Richards Ave ranks against every home in each area.
MeasureThis homeWatertown 53094Jefferson County
Estimated valuepricier than$704,333almost all homes96% of homes
Lot sizebigger than0.38 ac70% of homes56% of homes

About 1407 Richards Ave

How much is 1407 Richards Ave, Watertown, WI worth?

The TopHap Estimate for 1407 Richards Ave, Watertown, WI is $704,333 as of Jul 14, 2026. The likely range is $498,943 to $909,723. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1407 Richards Ave, Watertown, WI last sell?

1407 Richards Ave, Watertown, WI last sold on Jul 7, 2020 for $534,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 1407 Richards Ave, Watertown, WI?

1407 Richards Ave, Watertown, WI is assigned to Webster Elementary School (elementary), rated C+; Riverside Middle School (middle), rated C+; Watertown High School (high), rated C-. All sit in Watertown School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1407 Richards Ave, Watertown, WI compare to other homes in Watertown 53094?

Among the 6,119 homes in Watertown 53094, it is worth more than almost all of them ($704,333 against a typical $310,576) and its lot is bigger than 70% of them (0.38 ac against a typical 0.25 ac). Measured against all of Jefferson County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1407 Richards Ave, Watertown, WI?

The 2025 property tax bill for 1407 Richards Ave, Watertown, WI was $9,393. The county assessed it at $572,300.

Closest homes

More homes in Watertown 53094

Assigned schools

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