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Single Family ResidenceResidential
$220,666$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1412 RIDGEWAY

TEMPLE, TX 76502
4
Beds
2
Baths
1,578 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$221K
$206K low$235K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$97,076
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$77,661
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$110,287
OPEN MORTGAGE LLC · recorded Oct 28, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$13,303
WELLS FARGO BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,334 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$211,168 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$176,168
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$208,093
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$211,168

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 35 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lake Belton Middle SchoolA
Middle · Grades 6–8 · 0.4 mi
E
Charter Oak Elementary SchoolA
Elementary · Grades KG–5 · 0.7 mi
H
Lake Belton High SchoolB+
High · Grades 9–12 · 2.3 mi

District: Belton Independent School District

Neighborhood · ZIP 76502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.51,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.657 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,135
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,648
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1412 Ridgeway measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Temple 76502
  • Costs less per square foot than 78% of homes in Temple 76502
  • Smaller than 68% of homes in Temple 76502
  • Has a bigger lot than 77% of homes in Temple 76502
  • Older than 76% of homes in Temple 76502

What homes are worth in Temple 76502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$729K

This home is worth more than 15% of homes in Temple 76502.

How it measures up in Temple 76502

The dot is this home. The mark in the middle is the typical home in Temple 76502.

Estimated value$220,666
CheaperTypical $286,261Pricier

Pricier than 15% of homes nearby

Price per ft²$140
CheaperTypical $160Pricier

Pricier than 22% of homes nearby

Living area1,578 ft²
SmallerTypical 1,815 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.31 ac
SmallerTypical 0.19 acBigger

Bigger than 77% of homes nearby

Year built1992
OlderTypical 2010Newer

Newer than 24% of homes nearby

How 1412 Ridgeway ranks against every home in each area.
MeasureThis homeTemple 76502Bell County
Estimated valuepricier than$220,66615% of homes37% of homes
Price per ft²pricier than$14022% of homes46% of homes
Living areabigger than1,578 ft²32% of homes40% of homes
Lot sizebigger than0.31 ac77% of homes71% of homes
Year builtnewer than199224% of homes36% of homes

About 1412 Ridgeway

How much is 1412 Ridgeway, Temple, TX worth?

The TopHap Estimate for 1412 Ridgeway, Temple, TX is $220,666 as of Jul 14, 2026. The likely range is $206,054 to $235,278. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1412 Ridgeway, Temple, TX last sell?

1412 Ridgeway, Temple, TX last sold on Jan 15, 1998, according to the county's recorded deed.

How big is 1412 Ridgeway, Temple, TX?

1412 Ridgeway, Temple, TX has 4 bedrooms, 2 bathrooms, 1,578 square feet of living space and a 0.31-acre lot.

When was 1412 Ridgeway, Temple, TX built?

1412 Ridgeway, Temple, TX was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 1412 Ridgeway, Temple, TX?

1412 Ridgeway, Temple, TX is assigned to Lake Belton Middle School (middle), rated A; Charter Oak Elementary School (elementary), rated A; Lake Belton High School (high), rated B+. All sit in Belton Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1412 Ridgeway, Temple, TX compare to other homes in Temple 76502?

Among the 20,503 homes in Temple 76502, it is worth more than 15% of them ($220,666 against a typical $286,261), its price per square foot is higher than 22% of them ($140 against a typical $160), it is bigger than 32% of them (1,578 ft² against a typical 1,815 ft²), its lot is bigger than 77% of them (0.31 ac against a typical 0.19 ac) and it is newer than 24% of them (1992 against a typical 2010). Measured against all of Bell County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1412 Ridgeway, Temple, TX?

The 2024 property tax bill for 1412 Ridgeway, Temple, TX was $3,334. The county assessed it at $211,168.

More homes on Ridgeway

Closest homes

More homes in Temple 76502

Assigned schools

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