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Single Family ResidenceResidential
$979,654$364 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

14195 ROUTE 108

HIGHLAND, MD 20777
3.5
Baths
2,695 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$980K
$942K low$1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$257,761
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$206,209
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$325,500
AMERICAN HOME MORTGAGE CORP · R · recorded Jun 19, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$221,000
TOWER FCU
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,393

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,305 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$800,867 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$764,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$872,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.4.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 216 ft²Patio · 216 ft²Porch · 64 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lime Kiln Middle SchoolA
Middle · Grades 6–8 · 3.0 mi
H
River Hill High SchoolA+
High · Grades 9–12 · 4.5 mi
E
Dayton Oaks Elementary SchoolA
Elementary · Grades PK–5 · 5.7 mi

District: Howard County Public Schools

Neighborhood · ZIP 20777These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,029
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.488 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$211,696
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$224,827
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14195 Route 108 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Howard County
  • Costs more per square foot than 83% of homes in Howard County
  • Bigger than 74% of homes in Howard County
  • Has a bigger lot than 94% of homes in Howard County
  • Older than 71% of homes in Howard County

What homes are worth in Highland 20777

Each bar is how many homes fall in that price range. The marker is this home.

This home
$561K$2.4M

This home is worth more than 53% of homes in Highland 20777.

How it measures up in Highland 20777

The dot is this home. The mark in the middle is the typical home in Highland 20777.

Estimated value$979,654
CheaperTypical $959,499Pricier

Pricier than 53% of homes nearby

Price per ft²$364
CheaperTypical $344Pricier

Pricier than 61% of homes nearby

Living area2,695 ft²
SmallerTypical 2,880 ft²Bigger

Bigger than 43% of homes nearby

Lot size4.41 ac
SmallerTypical 1.94 acBigger

Bigger than 83% of homes nearby

Year built1979
OlderTypical 1984Newer

Newer than 41% of homes nearby

How 14195 Route 108 ranks against every home in each area.
MeasureThis homeHighland 20777Howard County
Estimated valuepricier than$979,65453% of homes85% of homes
Price per ft²pricier than$36461% of homes83% of homes
Living areabigger than2,695 ft²43% of homes74% of homes
Lot sizebigger than4.41 ac83% of homes94% of homes
Year builtnewer than197941% of homes29% of homes

About 14195 Route 108

How much is 14195 Route 108, Highland, MD worth?

The TopHap Estimate for 14195 Route 108, Highland, MD is $979,654 as of Jul 14, 2026. The likely range is $942,367 to $1,016,941. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14195 Route 108, Highland, MD last sell?

14195 Route 108, Highland, MD last sold on Jun 20, 2006, according to the county's recorded deed.

How big is 14195 Route 108, Highland, MD?

14195 Route 108, Highland, MD has 3.5 bathrooms, 2,695 square feet of living space and a 4.41-acre lot.

When was 14195 Route 108, Highland, MD built?

14195 Route 108, Highland, MD was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 14195 Route 108, Highland, MD?

14195 Route 108, Highland, MD is assigned to Lime Kiln Middle School (middle), rated A; River Hill High School (high), rated A+; Dayton Oaks Elementary School (elementary), rated A. All sit in Howard County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14195 Route 108, Highland, MD compare to other homes in Highland 20777?

Among the 1,225 homes in Highland 20777, it is worth more than 53% of them ($979,654 against a typical $959,499), its price per square foot is higher than 61% of them ($364 against a typical $344), it is bigger than 43% of them (2,695 ft² against a typical 2,880 ft²), its lot is bigger than 83% of them (4.41 ac against a typical 1.94 ac) and it is newer than 41% of them (1979 against a typical 1984). Measured against all of Howard County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14195 Route 108, Highland, MD?

The 2025 property tax bill for 14195 Route 108, Highland, MD was $9,305. The county assessed it at $800,867.

Closest homes

More homes in Highland 20777

Assigned schools

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