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Single Family ResidenceResidential
$368,895$205 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $464,100 on Oct 4, 2021

1427 DERBY DR

ROCKWALL, TX 75032
3
Beds
2
Baths
1,803 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$369K
$346K low$392K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$464,100 · Oct 4, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.99%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$371,250
MCI MORTGAGE INC · recorded Oct 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,725 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$392,036 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$133,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$258,636
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$394,730
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$392,036

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKWALL
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dorris A. Jones Elementary SchoolC
Elementary · Grades PK–6 · 0.5 mi
M
Ursula Rakow Middle School
Middle · Grades 7–8 · 3.5 mi
H
Rockwall-Heath High SchoolB+
High · Grades 10–12 · 5.1 mi

District: Rockwall Independent School District

Neighborhood · ZIP 75032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.44,737
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.776 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$142,395
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$178,483
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1427 Derby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Rockwall 75032
  • Costs more per square foot than 70% of homes in Rockwall County
  • Smaller than 79% of homes in Rockwall County
  • Has a smaller lot than 75% of homes in Rockwall 75032
  • Newer than 97% of homes in Rockwall 75032

What homes are worth in Rockwall 75032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$2M

This home is worth more than 27% of homes in Rockwall 75032.

How it measures up in Rockwall 75032

The dot is this home. The mark in the middle is the typical home in Rockwall 75032.

Estimated value$368,895
CheaperTypical $541,264Pricier

Pricier than 27% of homes nearby

Price per ft²$205
CheaperTypical $210Pricier

Pricier than 45% of homes nearby

Living area1,803 ft²
SmallerTypical 2,770 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.17 ac
SmallerTypical 0.27 acBigger

Bigger than 25% of homes nearby

Year built2021
OlderTypical 2002Newer

Newer than 97% of homes nearby

How 1427 Derby Dr ranks against every home in each area.
MeasureThis homeRockwall 75032Rockwall County
Estimated valuepricier than$368,89527% of homes37% of homes
Price per ft²pricier than$20545% of homes70% of homes
Living areabigger than1,803 ft²22% of homes21% of homes
Lot sizebigger than0.17 ac25% of homes36% of homes
Year builtnewer than202197% of homes95% of homes

About 1427 Derby Dr

How much is 1427 Derby Dr, Rockwall, TX worth?

The TopHap Estimate for 1427 Derby Dr, Rockwall, TX is $368,895 as of Jul 14, 2026. The likely range is $346,071 to $391,719. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1427 Derby Dr, Rockwall, TX last sell?

1427 Derby Dr, Rockwall, TX last sold on Oct 4, 2021 for $464,100, according to the county's recorded deed.

How big is 1427 Derby Dr, Rockwall, TX?

1427 Derby Dr, Rockwall, TX has 3 bedrooms, 2 bathrooms, 1,803 square feet of living space and a 0.17-acre lot.

When was 1427 Derby Dr, Rockwall, TX built?

1427 Derby Dr, Rockwall, TX was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 1427 Derby Dr, Rockwall, TX?

1427 Derby Dr, Rockwall, TX is assigned to Dorris A. Jones Elementary School (elementary), rated C; Ursula Rakow Middle School (middle); Rockwall-Heath High School (high), rated B+. All sit in Rockwall Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1427 Derby Dr, Rockwall, TX compare to other homes in Rockwall 75032?

Among the 13,644 homes in Rockwall 75032, it is worth more than 27% of them ($368,895 against a typical $541,264), its price per square foot is higher than 45% of them ($205 against a typical $210), it is bigger than 22% of them (1,803 ft² against a typical 2,770 ft²), its lot is bigger than 25% of them (0.17 ac against a typical 0.27 ac) and it is newer than 97% of them (2021 against a typical 2002). Measured against all of Rockwall County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1427 Derby Dr, Rockwall, TX?

The 2025 property tax bill for 1427 Derby Dr, Rockwall, TX was $4,725. The county assessed it at $392,036.

Closest homes

More homes in Rockwall 75032

Assigned schools

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