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Single Family ResidenceResidential
$1,043,003$550 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $135,000 on Mar 31, 1997

1430 RIDGEWAY ST

OCEANSIDE, CA 92054
3
Beds
2
Baths
1,895 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1937
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$983K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Mar 31, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$687,003
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$549,602
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$316,000
GUARANTEED RATE INC · recorded Oct 13, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
WASHINGTON MUTUAL FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,163 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$291,018 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$166,113
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$124,905
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$285,312

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
80
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.93
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lincoln Middle SchoolC-
Middle · Grades 6–8 · 0.1 mi
E
Palmquist Elementary SchoolC+
Elementary · Grades KG–5 · 0.3 mi
H
Oceanside High SchoolC
High · Grades 9–12 · 1.4 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92054These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.266

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.39,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,696 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,577
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,079
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1430 Ridgeway St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Fire Mountain
  • Costs less per square foot than 80% of homes in Oceanside 92054
  • Bigger than 78% of homes in Oceanside 92054
  • Has a bigger lot than 89% of homes in Fire Mountain
  • Among the oldest homes in Fire Mountain

What homes are worth in Oceanside 92054

Each bar is how many homes fall in that price range. The marker is this home.

This home
$418K$3.9M

This home is worth more than 49% of homes in Oceanside 92054.

How it measures up in Oceanside 92054

The dot is this home. The mark in the middle is the typical home in Oceanside 92054.

Estimated value$1,043,003
CheaperTypical $1,055,617Pricier

Pricier than 49% of homes nearby

Price per ft²$550
CheaperTypical $705Pricier

Pricier than 20% of homes nearby

Living area1,895 ft²
SmallerTypical 1,226 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.93 ac
SmallerTypical 0.46 acBigger

Bigger than 81% of homes nearby

Year built1937
OlderTypical 1984Newer

Older than almost all homes nearby

How 1430 Ridgeway St ranks against every home in each area.
MeasureThis homeFire MountainOceanside 92054San Diego County
Estimated valuepricier than$1,043,00326% of homes49% of homes63% of homes
Price per ft²pricier than$55022% of homes20% of homes46% of homes
Living areabigger than1,895 ft²47% of homes78% of homes69% of homes
Lot sizebigger than0.93 ac89% of homes81% of homes72% of homes
Year builtnewer than1937almost no homesalmost no homes2% of homes

About 1430 Ridgeway St

How much is 1430 Ridgeway St, Oceanside, CA worth?

The TopHap Estimate for 1430 Ridgeway St, Oceanside, CA is $1,043,003 as of Jul 14, 2026. The likely range is $982,529 to $1,103,477. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1430 Ridgeway St, Oceanside, CA last sell?

1430 Ridgeway St, Oceanside, CA last sold on Mar 31, 1997 for $135,000, according to the county's recorded deed.

How big is 1430 Ridgeway St, Oceanside, CA?

1430 Ridgeway St, Oceanside, CA has 3 bedrooms, 2 bathrooms, 1,895 square feet of living space and a 0.93-acre lot.

When was 1430 Ridgeway St, Oceanside, CA built?

1430 Ridgeway St, Oceanside, CA was built in 1937, making it 89 years old.

What schools serve 1430 Ridgeway St, Oceanside, CA?

1430 Ridgeway St, Oceanside, CA is assigned to Lincoln Middle School (middle), rated C-; Palmquist Elementary School (elementary), rated C+; Oceanside High School (high), rated C. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1430 Ridgeway St, Oceanside, CA compare to other homes in Oceanside 92054?

Among the 15,472 homes in Oceanside 92054, it is worth more than 49% of them ($1,043,003 against a typical $1,055,617), its price per square foot is higher than 20% of them ($550 against a typical $705), it is bigger than 78% of them (1,895 ft² against a typical 1,226 ft²), its lot is bigger than 81% of them (0.93 ac against a typical 0.46 ac) and it is newer than almost none of them (1937 against a typical 1984). Measured against all of San Diego County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1430 Ridgeway St, Oceanside, CA?

The 2025 property tax bill for 1430 Ridgeway St, Oceanside, CA was $3,163. The county assessed it at $291,018.

Closest homes

More homes in Oceanside 92054

Assigned schools

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