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Single Family ResidenceResidential
$198,857$103 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $115,000 on May 27, 2005

1431 W THOMAS ST

ROCKY MOUNT, NC 27804
4
Beds
2
Baths
1,925 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$199K
$183K low$215K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · May 27, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$35,999
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$28,799
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,000
RBC CENTURA BANK · recorded May 27, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$77,858
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,030 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$163,570 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$149,170
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$163,570

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyNash
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2023
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rocky Mount Middle SchoolC-
Middle · Grades 6–8 · 0.7 mi
H
Rocky Mount High SchoolD+
High · Grades 9–12 · 1.3 mi
E
Englewood Elementary SchoolA-
Elementary · Grades KG–5 · 1.6 mi

District: Nash County Public Schools

Neighborhood · ZIP 27804These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.29,300
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.682 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,404
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,636
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1431 W Thomas St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 77% of homes in Rocky Mount 27804
  • Bigger than 67% of homes in Nash County
  • Has a smaller lot than 86% of homes in Nash County
  • Older than 85% of homes in Rocky Mount 27804

What homes are worth in Rocky Mount 27804

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$650K

This home is worth more than 39% of homes in Rocky Mount 27804.

How it measures up in Rocky Mount 27804

The dot is this home. The mark in the middle is the typical home in Rocky Mount 27804.

Estimated value$198,857
CheaperTypical $223,882Pricier

Pricier than 39% of homes nearby

Price per ft²$103
CheaperTypical $138Pricier

Pricier than 23% of homes nearby

Living area1,925 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.22 ac
SmallerTypical 0.33 acBigger

Bigger than 28% of homes nearby

Year built1950
OlderTypical 1986Newer

Newer than 15% of homes nearby

How 1431 W Thomas St ranks against every home in each area.
MeasureThis homeRocky Mount 27804Nash County
Estimated valuepricier than$198,85739% of homes39% of homes
Price per ft²pricier than$10323% of homes25% of homes
Living areabigger than1,925 ft²65% of homes67% of homes
Lot sizebigger than0.22 ac28% of homes14% of homes
Year builtnewer than195015% of homes17% of homes

About 1431 W Thomas St

How much is 1431 W Thomas St, Rocky Mount, NC worth?

The TopHap Estimate for 1431 W Thomas St, Rocky Mount, NC is $198,857 as of Jul 14, 2026. The likely range is $183,123 to $214,591. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1431 W Thomas St, Rocky Mount, NC last sell?

1431 W Thomas St, Rocky Mount, NC last sold on May 27, 2005 for $115,000, according to the county's recorded deed.

How big is 1431 W Thomas St, Rocky Mount, NC?

1431 W Thomas St, Rocky Mount, NC has 4 bedrooms, 2 bathrooms, 1,925 square feet of living space and a 0.22-acre lot.

When was 1431 W Thomas St, Rocky Mount, NC built?

1431 W Thomas St, Rocky Mount, NC was built in 1950, making it 76 years old. It is a cape cod home. The building has 2 stories.

What schools serve 1431 W Thomas St, Rocky Mount, NC?

1431 W Thomas St, Rocky Mount, NC is assigned to Rocky Mount Middle School (middle), rated C-; Rocky Mount High School (high), rated D+; Englewood Elementary School (elementary), rated A-. All sit in Nash County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1431 W Thomas St, Rocky Mount, NC compare to other homes in Rocky Mount 27804?

Among the 10,072 homes in Rocky Mount 27804, it is worth more than 39% of them ($198,857 against a typical $223,882), its price per square foot is higher than 23% of them ($103 against a typical $138), it is bigger than 65% of them (1,925 ft² against a typical 1,622 ft²), its lot is bigger than 28% of them (0.22 ac against a typical 0.33 ac) and it is newer than 15% of them (1950 against a typical 1986). Measured against all of Nash County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1431 W Thomas St, Rocky Mount, NC?

The 2025 property tax bill for 1431 W Thomas St, Rocky Mount, NC was $1,030. The county assessed it at $163,570.

Closest homes

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Assigned schools

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