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Single Family ResidenceResidential
$341,139$293 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1431 WATER ST

MODESTO, CA 95355
2
Beds
1
Baths
1,166 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$341K
$322K low$361K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$803 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,258 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,006
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,252
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$67,901

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
12
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANISLAUS
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Thomas Downey High SchoolC-
High · Grades 9–12 · 0.5 mi
E
Rose Avenue ElementaryC-
Elementary · Grades KG–6 · 0.6 mi
M
La Loma Junior HighC-
Middle · Grades 7–8 · 1.4 mi

District: Modesto City Elementary School District

Neighborhood · ZIP 95355These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.124

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.63,384
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,614 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,606
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,888
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1431 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Modesto 95355
  • Costs more per square foot than 66% of homes in Modesto 95355
  • Smaller than 94% of homes in Modesto 95355
  • Among the oldest homes in Modesto 95355

What homes are worth in Modesto 95355

Each bar is how many homes fall in that price range. The marker is this home.

This home
$302K$733K

This home is worth more than 3% of homes in Modesto 95355.

How it measures up in Modesto 95355

The dot is this home. The mark in the middle is the typical home in Modesto 95355.

Estimated value$341,139
CheaperTypical $486,490Pricier

Pricier than 3% of homes nearby

Price per ft²$293
CheaperTypical $279Pricier

Pricier than 66% of homes nearby

Living area1,166 ft²
SmallerTypical 1,743 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.15 ac
SmallerTypical 0.15 acBigger

Bigger than 59% of homes nearby

Year built1948
OlderTypical 1986Newer

Older than almost all homes nearby

How 1431 Water St ranks against every home in each area.
MeasureThis homeModesto 95355Stanislaus County
Estimated valuepricier than$341,1393% of homes12% of homes
Price per ft²pricier than$29366% of homes56% of homes
Living areabigger than1,166 ft²6% of homes19% of homes
Lot sizebigger than0.15 ac59% of homes52% of homes
Year builtnewer than1948almost no homes11% of homes

About 1431 Water St

How much is 1431 Water St, Modesto, CA worth?

The TopHap Estimate for 1431 Water St, Modesto, CA is $341,139 as of Oct 21, 2026. The likely range is $321,539 to $360,739. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1431 Water St, Modesto, CA last sell?

1431 Water St, Modesto, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1431 Water St, Modesto, CA?

1431 Water St, Modesto, CA has 2 bedrooms, 1 bathrooms, 1,166 square feet of living space and a 0.15-acre lot.

When was 1431 Water St, Modesto, CA built?

1431 Water St, Modesto, CA was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 1431 Water St, Modesto, CA?

1431 Water St, Modesto, CA is assigned to Thomas Downey High School (high), rated C-; Rose Avenue Elementary (elementary), rated C-; La Loma Junior High (middle), rated C-. All sit in Modesto City Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1431 Water St, Modesto, CA compare to other homes in Modesto 95355?

Among the 17,766 homes in Modesto 95355, it is worth more than 3% of them ($341,139 against a typical $486,490), its price per square foot is higher than 66% of them ($293 against a typical $279), it is bigger than 6% of them (1,166 ft² against a typical 1,743 ft²), its lot is bigger than 59% of them (0.15 ac against a typical 0.15 ac) and it is newer than almost none of them (1948 against a typical 1986). Measured against all of Stanislaus County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1431 Water St, Modesto, CA?

The 2026 property tax bill for 1431 Water St, Modesto, CA was $803. The county assessed it at $69,258.

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