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Single Family ResidenceResidential
$262,321$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1438 BOWLES RIDGE RD

LIBERTY, WV 25124
3
Beds
2
Baths
1,620 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$262K
$237K low$288K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$110,171
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$88,137
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$113,000
PUTNAM COUNTY BANK · recorded Oct 12, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$39,150
CITY NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,792 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$141,720 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,220
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$127,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$103,620
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$236,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyPUTNAM
Lot (acres)The size of the land the home sits on, from county records.1.23
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 25124These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.0.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.571
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,652
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,580
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1438 Bowles Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Liberty 25124
  • Costs more per square foot than 82% of homes in Liberty 25124
  • Has a smaller lot than 81% of homes in Liberty 25124
  • Newer than 81% of homes in Putnam County

What homes are worth in Liberty 25124

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$533K

This home is worth more than 75% of homes in Liberty 25124.

How it measures up in Liberty 25124

The dot is this home. The mark in the middle is the typical home in Liberty 25124.

Estimated value$262,321
CheaperTypical $198,113Pricier

Pricier than 75% of homes nearby

Price per ft²$162
CheaperTypical $129Pricier

Pricier than 82% of homes nearby

Living area1,620 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 57% of homes nearby

Lot size1.23 ac
SmallerTypical 5 acBigger

Bigger than 19% of homes nearby

Year built2003
OlderTypical 1987Newer

Newer than 77% of homes nearby

How 1438 Bowles Ridge Rd ranks against every home in each area.
MeasureThis homeLiberty 25124Putnam County
Estimated valuepricier than$262,32175% of homes51% of homes
Price per ft²pricier than$16282% of homes65% of homes
Living areabigger than1,620 ft²57% of homes42% of homes
Lot sizebigger than1.23 ac19% of homes76% of homes
Year builtnewer than200377% of homes81% of homes

About 1438 Bowles Ridge Rd

How much is 1438 Bowles Ridge Rd, Liberty, WV worth?

The TopHap Estimate for 1438 Bowles Ridge Rd, Liberty, WV is $262,321 as of Jul 14, 2026. The likely range is $236,503 to $288,139. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1438 Bowles Ridge Rd, Liberty, WV last sell?

1438 Bowles Ridge Rd, Liberty, WV last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1438 Bowles Ridge Rd, Liberty, WV?

1438 Bowles Ridge Rd, Liberty, WV has 3 bedrooms, 2 bathrooms, 1,620 square feet of living space and a 1.23-acre lot.

When was 1438 Bowles Ridge Rd, Liberty, WV built?

1438 Bowles Ridge Rd, Liberty, WV was built in 2003, making it 23 years old. It is a ranch home. The building has 1 story.

How does 1438 Bowles Ridge Rd, Liberty, WV compare to other homes in Liberty 25124?

Among the 533 homes in Liberty 25124, it is worth more than 75% of them ($262,321 against a typical $198,113), its price per square foot is higher than 82% of them ($162 against a typical $129), it is bigger than 57% of them (1,620 ft² against a typical 1,536 ft²), its lot is bigger than 19% of them (1.23 ac against a typical 5 ac) and it is newer than 77% of them (2003 against a typical 1987). Measured against all of Putnam County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1438 Bowles Ridge Rd, Liberty, WV?

The 2025 property tax bill for 1438 Bowles Ridge Rd, Liberty, WV was $1,792. The county assessed it at $141,720.

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