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Single Family ResidenceResidential
$438,806$334 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $190,000 on Nov 12, 2020

144 ROUTE 46

BUDD LAKE, NJ 07828
0
Baths
1,312 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$439K
$390K low$487K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$190,000 · Nov 12, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$254,506
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$203,605
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$184,300
FIRST ALLIANCE HM MTG · recorded Nov 12, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,858 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$196,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$102,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$94,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$196,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chester M. Stephens Elementary SchoolA-
Elementary · Grades KG–5 · 1.4 mi
H
Mount Olive High SchoolC
High · Grades 9–12 · 1.7 mi
M
Mount Olive Middle SchoolB
Middle · Grades 6–8 · 2.4 mi

District: Mount Olive Township School District

Neighborhood · ZIP 07828These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.15,686
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,041 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,965
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,857
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

144 Route 46 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Morris County
  • Costs more per square foot than 73% of homes in Budd Lake 07828
  • Smaller than 82% of homes in Morris County
  • Older than 80% of homes in Morris County

What homes are worth in Budd Lake 07828

Each bar is how many homes fall in that price range. The marker is this home.

This home
$313K$994K

This home is worth more than 23% of homes in Budd Lake 07828.

How it measures up in Budd Lake 07828

The dot is this home. The mark in the middle is the typical home in Budd Lake 07828.

Estimated value$438,806
CheaperTypical $567,128Pricier

Pricier than 23% of homes nearby

Price per ft²$334
CheaperTypical $302Pricier

Pricier than 73% of homes nearby

Living area1,312 ft²
SmallerTypical 1,904 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.35 ac
SmallerTypical 0.34 acBigger

Bigger than 52% of homes nearby

Year built1948
OlderTypical 1973Newer

Newer than 26% of homes nearby

How 144 Route 46 ranks against every home in each area.
MeasureThis homeBudd Lake 07828Morris County
Estimated valuepricier than$438,80623% of homes9% of homes
Price per ft²pricier than$33473% of homes36% of homes
Living areabigger than1,312 ft²20% of homes18% of homes
Lot sizebigger than0.35 ac52% of homes52% of homes
Year builtnewer than194826% of homes20% of homes

About 144 Route 46

How much is 144 Route 46, Budd Lake, NJ worth?

The TopHap Estimate for 144 Route 46, Budd Lake, NJ is $438,806 as of Jul 14, 2026. The likely range is $390,121 to $487,491. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 144 Route 46, Budd Lake, NJ last sell?

144 Route 46, Budd Lake, NJ last sold on Nov 12, 2020 for $190,000, according to the county's recorded deed.

How big is 144 Route 46, Budd Lake, NJ?

144 Route 46, Budd Lake, NJ has 1,312 square feet of living space and a 0.35-acre lot.

When was 144 Route 46, Budd Lake, NJ built?

144 Route 46, Budd Lake, NJ was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 144 Route 46, Budd Lake, NJ?

144 Route 46, Budd Lake, NJ is assigned to Chester M. Stephens Elementary School (elementary), rated A-; Mount Olive High School (high), rated C; Mount Olive Middle School (middle), rated B. All sit in Mount Olive Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 144 Route 46, Budd Lake, NJ compare to other homes in Budd Lake 07828?

Among the 3,368 homes in Budd Lake 07828, it is worth more than 23% of them ($438,806 against a typical $567,128), its price per square foot is higher than 73% of them ($334 against a typical $302), it is bigger than 20% of them (1,312 ft² against a typical 1,904 ft²), its lot is bigger than 52% of them (0.35 ac against a typical 0.34 ac) and it is newer than 26% of them (1948 against a typical 1973). Measured against all of Morris County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 144 Route 46, Budd Lake, NJ?

The 2024 property tax bill for 144 Route 46, Budd Lake, NJ was $6,858. The county assessed it at $196,800.

Closest homes

More homes in Budd Lake 07828

Assigned schools

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