Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$384,900$472 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,000 on Feb 16, 2024

1440 RUFFNER AVE

BIRMINGHAM, MI 48009
2
Beds
1
Baths
815 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$385K
$350K low$420K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Feb 16, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$30,924
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$24,739
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$353,976
FREEDOM MORTGAGE CORPORATION · 6.38% · recorded May 11, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,624 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$166,580 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$151,690
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$333,160

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOAKLAND
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 85 ft²Patio · 85 ft²Porch · 83 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Derby Middle SchoolA
Middle · Grades 6–8 · 1.0 mi
E
Pembroke Elementary SchoolA-
Elementary · Grades EE–5 · 1.2 mi
H
Ernest W. Seaholm High SchoolA
High · Grades 9–12 · 2.2 mi

District: Birmingham Public Schools

Neighborhood · ZIP 48009These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,935
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,416 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$160,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$221,022
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1440 Ruffner Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Birmingham 48009
  • Among the highest price per square foot in Oakland County
  • Smaller than 96% of homes in Oakland County
  • Has a smaller lot than 93% of homes in Oakland County
  • Older than 93% of homes in Oakland County

What homes are worth in Birmingham 48009

Each bar is how many homes fall in that price range. The marker is this home.

This home
$155K$3.3M

This home is worth more than 20% of homes in Birmingham 48009.

How it measures up in Birmingham 48009

The dot is this home. The mark in the middle is the typical home in Birmingham 48009.

Estimated value$384,900
CheaperTypical $741,750Pricier

Pricier than 20% of homes nearby

Price per ft²$472
CheaperTypical $368Pricier

Pricier than 80% of homes nearby

Living area815 ft²
SmallerTypical 2,056 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.11 ac
SmallerTypical 0.17 acBigger

Bigger than 24% of homes nearby

Year built1929
OlderTypical 1954Newer

Newer than 15% of homes nearby

How 1440 Ruffner Ave ranks against every home in each area.
MeasureThis homeBirmingham 48009Oakland County
Estimated valuepricier than$384,90020% of homes57% of homes
Price per ft²pricier than$47280% of homesalmost all homes
Living areabigger than815 ft²5% of homes4% of homes
Lot sizebigger than0.11 ac24% of homes7% of homes
Year builtnewer than192915% of homes7% of homes

About 1440 Ruffner Ave

How much is 1440 Ruffner Ave, Birmingham, MI worth?

The TopHap Estimate for 1440 Ruffner Ave, Birmingham, MI is $384,900 as of Jul 14, 2026. The likely range is $349,853 to $419,947. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1440 Ruffner Ave, Birmingham, MI last sell?

1440 Ruffner Ave, Birmingham, MI last sold on Feb 16, 2024 for $350,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1440 Ruffner Ave, Birmingham, MI?

1440 Ruffner Ave, Birmingham, MI has 2 bedrooms, 1 bathrooms, 815 square feet of living space and a 0.11-acre lot.

When was 1440 Ruffner Ave, Birmingham, MI built?

1440 Ruffner Ave, Birmingham, MI was built in 1929, making it 97 years old. It is a ranch home. The building has 1 story.

What schools serve 1440 Ruffner Ave, Birmingham, MI?

1440 Ruffner Ave, Birmingham, MI is assigned to Derby Middle School (middle), rated A; Pembroke Elementary School (elementary), rated A-; Ernest W. Seaholm High School (high), rated A. All sit in Birmingham Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1440 Ruffner Ave, Birmingham, MI compare to other homes in Birmingham 48009?

Among the 9,129 homes in Birmingham 48009, it is worth more than 20% of them ($384,900 against a typical $741,750), its price per square foot is higher than 80% of them ($472 against a typical $368), it is bigger than 5% of them (815 ft² against a typical 2,056 ft²), its lot is bigger than 24% of them (0.11 ac against a typical 0.17 ac) and it is newer than 15% of them (1929 against a typical 1954). Measured against all of Oakland County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1440 Ruffner Ave, Birmingham, MI?

The 2025 property tax bill for 1440 Ruffner Ave, Birmingham, MI was $5,624. The county assessed it at $166,580.

Closest homes

More homes in Birmingham 48009

Assigned schools

Explore the area

See this home in context

Open 1440 Ruffner Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map