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Single Family ResidenceResidential
$313,018$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1440 RUTH ST SE

CULLMAN, AL 35055
1
Baths
2,142 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$313K
$282K low$344K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$313,018
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$250,414

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$970 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,900 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$309,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCullman
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cullman City Primary SchoolA+
Elementary · Grades KG–2 · 1.3 mi
M
Cullman Middle SchoolA+
Middle · Grades 7–8 · 1.5 mi
H
Cullman High SchoolA+
High · Grades 9–12 · 1.6 mi

District: Cullman City School District

Neighborhood · ZIP 35055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.22,993
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.352 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,025
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,771
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1440 Ruth St Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Cullman 35055
  • Costs less per square foot than 71% of homes in Cullman 35055
  • Bigger than 87% of homes in Cullman 35055
  • Has a smaller lot than 80% of homes in Cullman County

What homes are worth in Cullman 35055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$649K

This home is worth more than 72% of homes in Cullman 35055.

How it measures up in Cullman 35055

The dot is this home. The mark in the middle is the typical home in Cullman 35055.

Estimated value$313,018
CheaperTypical $251,276Pricier

Pricier than 72% of homes nearby

Price per ft²$146
CheaperTypical $166Pricier

Pricier than 29% of homes nearby

Living area2,142 ft²
SmallerTypical 1,504 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.47 ac
SmallerTypical 0.45 acBigger

Bigger than 54% of homes nearby

Year built1975
OlderTypical 1973Newer

Newer than 54% of homes nearby

How 1440 Ruth St Se ranks against every home in each area.
MeasureThis homeCullman 35055Cullman County
Estimated valuepricier than$313,01872% of homes62% of homes
Price per ft²pricier than$14629% of homes29% of homes
Living areabigger than2,142 ft²87% of homes87% of homes
Lot sizebigger than0.47 ac54% of homes20% of homes
Year builtnewer than197554% of homes37% of homes

About 1440 Ruth St Se

How much is 1440 Ruth St Se, Cullman, AL worth?

The TopHap Estimate for 1440 Ruth St Se, Cullman, AL is $313,018 as of Jul 14, 2026. The likely range is $282,415 to $343,621. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1440 Ruth St Se, Cullman, AL last sell?

1440 Ruth St Se, Cullman, AL last sold on May 6, 2005, according to the county's recorded deed.

How big is 1440 Ruth St Se, Cullman, AL?

1440 Ruth St Se, Cullman, AL has 1 bathrooms, 2,142 square feet of living space and a 0.47-acre lot.

When was 1440 Ruth St Se, Cullman, AL built?

1440 Ruth St Se, Cullman, AL was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 1440 Ruth St Se, Cullman, AL?

1440 Ruth St Se, Cullman, AL is assigned to Cullman City Primary School (elementary), rated A+; Cullman Middle School (middle), rated A+; Cullman High School (high), rated A+. All sit in Cullman City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1440 Ruth St Se, Cullman, AL compare to other homes in Cullman 35055?

Among the 7,368 homes in Cullman 35055, it is worth more than 72% of them ($313,018 against a typical $251,276), its price per square foot is higher than 29% of them ($146 against a typical $166), it is bigger than 87% of them (2,142 ft² against a typical 1,504 ft²), its lot is bigger than 54% of them (0.47 ac against a typical 0.45 ac) and it is newer than 54% of them (1975 against a typical 1973). Measured against all of Cullman County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1440 Ruth St Se, Cullman, AL?

The 2025 property tax bill for 1440 Ruth St Se, Cullman, AL was $970. The county assessed it at $30,900.

Closest homes

More homes in Cullman 35055

Assigned schools

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