Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$492,821$412 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

145 RIDGEWAY DR

LOLO, MT 59847
4
Beds
3 / 1
Baths
1,196 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$493K
$465K low$521K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$279,666
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$223,733
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$213,155
PRIMARY RESIDENTIAL MORTGAGE INC · recorded Apr 28, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,576 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$459,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$459,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$459,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
64
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
33
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyMissoula
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Porch · 72 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lolo Middle SchoolC-
Middle · Grades 5–8 · 0.3 mi
E
Lolo Elementary SchoolC
Elementary · Grades PK–4 · 0.3 mi
H
Sentinel High SchoolB+
High · Grades 9–12 · 6.8 mi

District: Lolo Elementary School District

Neighborhood · ZIP 59847These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,067
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,332
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,275
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

145 Ridgeway Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Lolo 59847
  • Smaller than 67% of homes in Missoula County
  • Has a smaller lot than 81% of homes in Lolo 59847
  • Older than 67% of homes in Lolo 59847

What homes are worth in Lolo 59847

Each bar is how many homes fall in that price range. The marker is this home.

This home
$395K$1.3M

This home is worth more than 28% of homes in Lolo 59847.

How it measures up in Lolo 59847

The dot is this home. The mark in the middle is the typical home in Lolo 59847.

Estimated value$492,821
CheaperTypical $568,493Pricier

Pricier than 28% of homes nearby

Price per ft²$412
CheaperTypical $405Pricier

Pricier than 53% of homes nearby

Living area1,196 ft²
SmallerTypical 1,376 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.19 ac
SmallerTypical 0.35 acBigger

Bigger than 19% of homes nearby

Year built1977
OlderTypical 1989Newer

Newer than 33% of homes nearby

How 145 Ridgeway Dr ranks against every home in each area.
MeasureThis homeLoloLolo 59847Missoula County
Estimated valuepricier than$492,82134% of homes28% of homes32% of homes
Price per ft²pricier than$41256% of homes53% of homes55% of homes
Living areabigger than1,196 ft²39% of homes35% of homes33% of homes
Lot sizebigger than0.19 ac27% of homes19% of homes32% of homes
Year builtnewer than197737% of homes33% of homes42% of homes

About 145 Ridgeway Dr

How much is 145 Ridgeway Dr, Lolo, MT worth?

The TopHap Estimate for 145 Ridgeway Dr, Lolo, MT is $492,821 as of Jul 14, 2026. The likely range is $464,579 to $521,063. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 145 Ridgeway Dr, Lolo, MT last sell?

145 Ridgeway Dr, Lolo, MT last sold on Apr 28, 2006, according to the county's recorded deed.

How big is 145 Ridgeway Dr, Lolo, MT?

145 Ridgeway Dr, Lolo, MT has 4 bedrooms, 3 bathrooms, 1,196 square feet of living space and a 0.19-acre lot.

When was 145 Ridgeway Dr, Lolo, MT built?

145 Ridgeway Dr, Lolo, MT was built in 1977, making it 49 years old. It is a bi-level home. The building has 1 story.

What schools serve 145 Ridgeway Dr, Lolo, MT?

145 Ridgeway Dr, Lolo, MT is assigned to Lolo Middle School (middle), rated C-; Lolo Elementary School (elementary), rated C; Sentinel High School (high), rated B+. All sit in Lolo Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 145 Ridgeway Dr, Lolo, MT compare to other homes in Lolo 59847?

Among the 2,410 homes in Lolo 59847, it is worth more than 28% of them ($492,821 against a typical $568,493), its price per square foot is higher than 53% of them ($412 against a typical $405), it is bigger than 35% of them (1,196 ft² against a typical 1,376 ft²), its lot is bigger than 19% of them (0.19 ac against a typical 0.35 ac) and it is newer than 33% of them (1977 against a typical 1989). Measured against all of Missoula County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 145 Ridgeway Dr, Lolo, MT?

The 2025 property tax bill for 145 Ridgeway Dr, Lolo, MT was $3,576. The county assessed it at $459,300.

Closest homes

More homes in Lolo 59847

Assigned schools

Explore the area

See this home in context

Open 145 Ridgeway Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map