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Single Family ResidenceResidential
$289,143$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

145 RIVER RIDGE RD

HEBER SPRINGS, AR 72543
2
Baths
1,396 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$289K
$230K low$349K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,593
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$86,074
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$181,550
GUARANTY LOAN & REAL ESTATE CO · recorded Apr 29, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$281 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,869 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,119
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,181
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$239,345

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCleburne
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Closed Piers
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 190 ft²Patio · 190 ft²Porch · 490 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Heber Springs Middle SchoolA
Middle · Grades 6–8 · 3.7 mi
E
Heber Springs Elementary SchoolB
Elementary · Grades PK–5 · 3.8 mi
H
Heber Springs High SchoolB
High · Grades 9–12 · 3.8 mi

District: Heber Springs School District

Neighborhood · ZIP 72543These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.156
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.140

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,102
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,329
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,758
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

145 River Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 69% of homes in Heber Springs 72543
  • Newer than 81% of homes in Heber Springs 72543

What homes are worth in Heber Springs 72543

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$1.1M

This home is worth more than 56% of homes in Heber Springs 72543.

How it measures up in Heber Springs 72543

The dot is this home. The mark in the middle is the typical home in Heber Springs 72543.

Estimated value$289,143
CheaperTypical $259,057Pricier

Pricier than 56% of homes nearby

Price per ft²$207
CheaperTypical $169Pricier

Pricier than 69% of homes nearby

Living area1,396 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 40% of homes nearby

Year built2003
OlderTypical 1985Newer

Newer than 81% of homes nearby

How 145 River Ridge Rd ranks against every home in each area.
MeasureThis homeHeber Springs 72543Cleburne County
Estimated valuepricier than$289,14356% of homes56% of homes
Price per ft²pricier than$20769% of homes64% of homes
Living areabigger than1,396 ft²40% of homes44% of homes
Year builtnewer than200381% of homes78% of homes

About 145 River Ridge Rd

How much is 145 River Ridge Rd, Heber Springs, AR worth?

The TopHap Estimate for 145 River Ridge Rd, Heber Springs, AR is $289,143 as of Jul 14, 2026. The likely range is $229,642 to $348,644. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 145 River Ridge Rd, Heber Springs, AR?

145 River Ridge Rd, Heber Springs, AR has 2 bathrooms and 1,396 square feet of living space.

When was 145 River Ridge Rd, Heber Springs, AR built?

145 River Ridge Rd, Heber Springs, AR was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 145 River Ridge Rd, Heber Springs, AR?

145 River Ridge Rd, Heber Springs, AR is assigned to Heber Springs Middle School (middle), rated A; Heber Springs Elementary School (elementary), rated B; Heber Springs High School (high), rated B. All sit in Heber Springs School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 145 River Ridge Rd, Heber Springs, AR compare to other homes in Heber Springs 72543?

Among the 6,815 homes in Heber Springs 72543, it is worth more than 56% of them ($289,143 against a typical $259,057), its price per square foot is higher than 69% of them ($207 against a typical $169), it is bigger than 40% of them (1,396 ft² against a typical 1,556 ft²) and it is newer than 81% of them (2003 against a typical 1985). Measured against all of Cleburne County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 145 River Ridge Rd, Heber Springs, AR?

The 2025 property tax bill for 145 River Ridge Rd, Heber Springs, AR was $281. The county assessed it at $47,869.

More homes on River Ridge Rd

Closest homes

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Assigned schools

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Open 145 River Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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