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Single Family ResidenceResidential
$334,798$184 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

145 ROW BOAT DR

GALLATIN, MO 64640
3
Baths
1,820 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$335K
$265K low$404K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$284,798
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$227,838
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.15%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
U.S. BANK · recorded May 13, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,515 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,498 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$730
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,768
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,004
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$134,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDaviess
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 252 ft²Porch · 224 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Winston High SchoolC+
Middle · Grades 7–12 · 6.5 mi
E
Winston Elementary SchoolA-
Elementary · Grades PK–6 · 6.5 mi

District: Winston R-Vi School District

Neighborhood · ZIP 64640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,421
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,070
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,089
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

145 Row Boat Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 69% of homes in Gallatin 64640
  • Has a smaller lot than 68% of homes in Daviess County
  • Newer than 78% of homes in Gallatin 64640

What homes are worth in Gallatin 64640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$1.2M

This home is worth more than 54% of homes in Gallatin 64640.

How it measures up in Gallatin 64640

The dot is this home. The mark in the middle is the typical home in Gallatin 64640.

Estimated value$334,798
CheaperTypical $304,032Pricier

Pricier than 54% of homes nearby

Price per ft²$184
CheaperTypical $188Pricier

Pricier than 49% of homes nearby

Living area1,820 ft²
SmallerTypical 1,469 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.5 ac
SmallerTypical 0.6 acBigger

Bigger than 49% of homes nearby

Year built1999
OlderTypical 1974Newer

Newer than 78% of homes nearby

How 145 Row Boat Dr ranks against every home in each area.
MeasureThis homeGallatin 64640Daviess County
Estimated valuepricier than$334,79854% of homes50% of homes
Price per ft²pricier than$18449% of homes45% of homes
Living areabigger than1,820 ft²69% of homes68% of homes
Lot sizebigger than0.5 ac49% of homes32% of homes
Year builtnewer than199978% of homes74% of homes

About 145 Row Boat Dr

How much is 145 Row Boat Dr, Gallatin, MO worth?

The TopHap Estimate for 145 Row Boat Dr, Gallatin, MO is $334,798 as of Jul 14, 2026. The likely range is $265,498 to $404,098. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 145 Row Boat Dr, Gallatin, MO last sell?

145 Row Boat Dr, Gallatin, MO last sold on Dec 30, 2022, according to the county's recorded deed.

How big is 145 Row Boat Dr, Gallatin, MO?

145 Row Boat Dr, Gallatin, MO has 3 bathrooms, 1,820 square feet of living space and a 0.50-acre lot.

When was 145 Row Boat Dr, Gallatin, MO built?

145 Row Boat Dr, Gallatin, MO was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 145 Row Boat Dr, Gallatin, MO?

145 Row Boat Dr, Gallatin, MO is assigned to Winston High School (middle), rated C+; Winston Elementary School (elementary), rated A-. All sit in Winston R-Vi School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 145 Row Boat Dr, Gallatin, MO compare to other homes in Gallatin 64640?

Among the 1,900 homes in Gallatin 64640, it is worth more than 54% of them ($334,798 against a typical $304,032), its price per square foot is higher than 49% of them ($184 against a typical $188), it is bigger than 69% of them (1,820 ft² against a typical 1,469 ft²), its lot is bigger than 49% of them (0.5 ac against a typical 0.6 ac) and it is newer than 78% of them (1999 against a typical 1974). Measured against all of Daviess County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 145 Row Boat Dr, Gallatin, MO?

The 2025 property tax bill for 145 Row Boat Dr, Gallatin, MO was $1,515. The county assessed it at $25,498.

Closest homes

More homes in Gallatin 64640

Assigned schools

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