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Single Family ResidenceResidential
$98,592$48 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

146 RICHARDSON ST

BOLIVAR, NY 14715
3
Beds
2 / 1
Baths
2,042 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$99K
$79K low$118K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$53,592
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$42,874
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
STEUBEN TRUST CO · recorded Oct 12, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,167 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.110 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyAllegany
Lot (acres)The size of the land the home sits on, from county records.1.90
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 440 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bolivar-Richburg Elementary SchoolC+
Elementary · Grades PK–5 · 0.1 mi

District: Bolivar-Richburg Central School District

Neighborhood · ZIP 14715These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,546
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,446
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,766
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

146 Richardson St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 79% of homes in Allegany County
  • Bigger than 86% of homes in Bolivar 14715
  • Older than 95% of homes in Bolivar 14715

What homes are worth in Bolivar 14715

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$227K

This home is worth more than 62% of homes in Bolivar 14715.

How it measures up in Bolivar 14715

The dot is this home. The mark in the middle is the typical home in Bolivar 14715.

Estimated value$98,592
CheaperTypical $87,280Pricier

Pricier than 62% of homes nearby

Price per ft²$48
CheaperTypical $58Pricier

Pricier than 29% of homes nearby

Living area2,042 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 86% of homes nearby

Lot size1.9 ac
SmallerTypical 1.07 acBigger

Bigger than 58% of homes nearby

Year built1880
OlderTypical 1940Newer

Newer than 5% of homes nearby

How 146 Richardson St ranks against every home in each area.
MeasureThis homeBolivar 14715Allegany County
Estimated valuepricier than$98,59262% of homes40% of homes
Price per ft²pricier than$4829% of homes21% of homes
Living areabigger than2,042 ft²86% of homes81% of homes
Lot sizebigger than1.9 ac58% of homes51% of homes
Year builtnewer than18805% of homes10% of homes

About 146 Richardson St

How much is 146 Richardson St, Bolivar, NY worth?

The TopHap Estimate for 146 Richardson St, Bolivar, NY is $98,592 as of Jul 14, 2026. The likely range is $78,712 to $118,472. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 146 Richardson St, Bolivar, NY last sell?

146 Richardson St, Bolivar, NY last sold on Mar 30, 2021, according to the county's recorded deed.

How big is 146 Richardson St, Bolivar, NY?

146 Richardson St, Bolivar, NY has 3 bedrooms, 2 bathrooms, 2,042 square feet of living space and a 1.90-acre lot.

When was 146 Richardson St, Bolivar, NY built?

146 Richardson St, Bolivar, NY was built in 1880, making it 146 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 146 Richardson St, Bolivar, NY?

146 Richardson St, Bolivar, NY is assigned to Bolivar-Richburg Elementary School (elementary), rated C+. All sit in Bolivar-Richburg Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 146 Richardson St, Bolivar, NY compare to other homes in Bolivar 14715?

Among the 1,355 homes in Bolivar 14715, it is worth more than 62% of them ($98,592 against a typical $87,280), its price per square foot is higher than 29% of them ($48 against a typical $58), it is bigger than 86% of them (2,042 ft² against a typical 1,344 ft²), its lot is bigger than 58% of them (1.9 ac against a typical 1.07 ac) and it is newer than 5% of them (1880 against a typical 1940). Measured against all of Allegany County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 146 Richardson St, Bolivar, NY?

The 2025 property tax bill for 146 Richardson St, Bolivar, NY was $3,167. The county assessed it at $64,000.

Closest homes

More homes in Bolivar 14715

Assigned schools

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