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Single Family ResidenceResidential
$428,575$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

146 THREE RIVERS RD

PALMER, MA 01069
3
Beds
1
Baths
1,896 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.91 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$429K
$403K low$454K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$184,575
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$147,660
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$179,000
COUNTRY BANK · recorded Sep 28, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,000
COUNTRY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,113 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$335,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$260,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$304,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$381,995

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.91
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Old Mill PondD+
Elementary · Grades PK–6 · 2.6 mi
M
Palmer High SchoolC+
Middle · Grades 7–12 · 2.7 mi

District: Palmer School District

Neighborhood · ZIP 01069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.10,418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,410
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,368
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

146 Three Rivers Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Palmer 01069
  • Costs less per square foot than 66% of homes in Palmer 01069
  • Bigger than 71% of homes in Palmer 01069
  • Has a bigger lot than 80% of homes in Hampden County
  • Newer than 81% of homes in Hampden County

What homes are worth in Palmer 01069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$201K$635K

This home is worth more than 76% of homes in Palmer 01069.

How it measures up in Palmer 01069

The dot is this home. The mark in the middle is the typical home in Palmer 01069.

Estimated value$428,575
CheaperTypical $349,128Pricier

Pricier than 76% of homes nearby

Price per ft²$226
CheaperTypical $247Pricier

Pricier than 34% of homes nearby

Living area1,896 ft²
SmallerTypical 1,476 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.91 ac
SmallerTypical 0.66 acBigger

Bigger than 65% of homes nearby

Year built1985
OlderTypical 1962Newer

Newer than 71% of homes nearby

How 146 Three Rivers Rd ranks against every home in each area.
MeasureThis homePalmer 01069Hampden County
Estimated valuepricier than$428,57576% of homes74% of homes
Price per ft²pricier than$22634% of homes35% of homes
Living areabigger than1,896 ft²71% of homes67% of homes
Lot sizebigger than0.91 ac65% of homes80% of homes
Year builtnewer than198571% of homes81% of homes

About 146 Three Rivers Rd

How much is 146 Three Rivers Rd, Palmer, MA worth?

The TopHap Estimate for 146 Three Rivers Rd, Palmer, MA is $428,575 as of Jul 14, 2026. The likely range is $402,922 to $454,228. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 146 Three Rivers Rd, Palmer, MA last sell?

146 Three Rivers Rd, Palmer, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 146 Three Rivers Rd, Palmer, MA?

146 Three Rivers Rd, Palmer, MA has 3 bedrooms, 1 bathrooms, 1,896 square feet of living space and a 0.91-acre lot.

When was 146 Three Rivers Rd, Palmer, MA built?

146 Three Rivers Rd, Palmer, MA was built in 1985, making it 41 years old. It is a ranch home. The building has 1 story.

What schools serve 146 Three Rivers Rd, Palmer, MA?

146 Three Rivers Rd, Palmer, MA is assigned to Old Mill Pond (elementary), rated D+; Palmer High School (middle), rated C+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 146 Three Rivers Rd, Palmer, MA compare to other homes in Palmer 01069?

Among the 3,193 homes in Palmer 01069, it is worth more than 76% of them ($428,575 against a typical $349,128), its price per square foot is higher than 34% of them ($226 against a typical $247), it is bigger than 71% of them (1,896 ft² against a typical 1,476 ft²), its lot is bigger than 65% of them (0.91 ac against a typical 0.66 ac) and it is newer than 71% of them (1985 against a typical 1962). Measured against all of Hampden County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 146 Three Rivers Rd, Palmer, MA?

The 2025 property tax bill for 146 Three Rivers Rd, Palmer, MA was $6,113. The county assessed it at $335,300.

Closest homes

More homes in Palmer 01069

Assigned schools

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