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Single Family ResidenceResidential
$338,320$313 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $99,000 on Apr 11, 1997

138 THREE RIVERS RD

PALMER, MA 01069
3
Beds
1.5
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.86 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$338K
$319K low$357K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$99,000 · Apr 11, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$208,920
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$167,136
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$129,400
AEGIS MORTGAGE CORP · R · recorded Sep 27, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,743 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$260,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$193,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$236,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$305,330

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.86
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Old Mill PondD+
Elementary · Grades PK–6 · 2.5 mi
M
Palmer High SchoolC+
Middle · Grades 7–12 · 2.7 mi

District: Palmer School District

Neighborhood · ZIP 01069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.10,418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,410
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,368
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

138 Three Rivers Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 90% of homes in Hampden County
  • Smaller than 81% of homes in Palmer 01069
  • Has a bigger lot than 80% of homes in Hampden County
  • Newer than 89% of homes in Hampden County

What homes are worth in Palmer 01069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$201K$634K

This home is worth more than 45% of homes in Palmer 01069.

How it measures up in Palmer 01069

The dot is this home. The mark in the middle is the typical home in Palmer 01069.

Estimated value$338,320
CheaperTypical $348,818Pricier

Pricier than 45% of homes nearby

Price per ft²$313
CheaperTypical $248Pricier

Pricier than 87% of homes nearby

Living area1,080 ft²
SmallerTypical 1,475 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.86 ac
SmallerTypical 0.65 acBigger

Bigger than 63% of homes nearby

Year built1994
OlderTypical 1962Newer

Newer than 85% of homes nearby

How 138 Three Rivers Rd ranks against every home in each area.
MeasureThis homePalmer 01069Hampden County
Estimated valuepricier than$338,32045% of homes50% of homes
Price per ft²pricier than$31387% of homes90% of homes
Living areabigger than1,080 ft²19% of homes20% of homes
Lot sizebigger than0.86 ac63% of homes80% of homes
Year builtnewer than199485% of homes89% of homes

About 138 Three Rivers Rd

How much is 138 Three Rivers Rd, Palmer, MA worth?

The TopHap Estimate for 138 Three Rivers Rd, Palmer, MA is $338,320 as of Jul 14, 2026. The likely range is $319,314 to $357,326. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 138 Three Rivers Rd, Palmer, MA last sell?

138 Three Rivers Rd, Palmer, MA last sold on Apr 11, 1997 for $99,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 138 Three Rivers Rd, Palmer, MA?

138 Three Rivers Rd, Palmer, MA has 3 bedrooms, 1.5 bathrooms, 1,080 square feet of living space and a 0.86-acre lot.

When was 138 Three Rivers Rd, Palmer, MA built?

138 Three Rivers Rd, Palmer, MA was built in 1994, making it 32 years old. It is a raised ranch home. The building has 1 story.

What schools serve 138 Three Rivers Rd, Palmer, MA?

138 Three Rivers Rd, Palmer, MA is assigned to Old Mill Pond (elementary), rated D+; Palmer High School (middle), rated C+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 138 Three Rivers Rd, Palmer, MA compare to other homes in Palmer 01069?

Among the 3,193 homes in Palmer 01069, it is worth more than 45% of them ($338,320 against a typical $348,818), its price per square foot is higher than 87% of them ($313 against a typical $248), it is bigger than 19% of them (1,080 ft² against a typical 1,475 ft²), its lot is bigger than 63% of them (0.86 ac against a typical 0.65 ac) and it is newer than 85% of them (1994 against a typical 1962). Measured against all of Hampden County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 138 Three Rivers Rd, Palmer, MA?

The 2025 property tax bill for 138 Three Rivers Rd, Palmer, MA was $4,743. The county assessed it at $260,200.

Closest homes

More homes in Palmer 01069

Assigned schools

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