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Single Family ResidenceResidential
Last sold for $243,500 on Apr 8, 2025

15 E MINNESOTA ST

SAINT JOSEPH, MN 56374
2,357 ft²
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Built 20082 floors7 units706–1,378 ft²
$1.4M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$207K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$189
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

-32.4%vs the Saint Joseph ZIP median sale $/ft² ($280)

Sales Performance

$265K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
2
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
28.6%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
This building's own appreciationThe building's own appreciation: for every unit that sold twice (held over a year), we compute its yearly price change between the two sales and take the middle value. This is the cleanest read on how this specific building performs, because it compares each unit to itself.
+2.4%per yeartypical hold 6.7 yrsfrom 6 same-unit resales
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
200820092012201720232026
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
200820092012201720232026

13 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

1 bed
1 unit
2 bed
5 units
3 bed
1 unit

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$140K–$140K
1 unit
$178K–$178K
1 unit
$188K–$188K
1 unit
$207K–$210K
3 units
$264K–$264K
1 unit

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.43%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.43%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.1.8 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.33%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.0%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$186,433
Median tax billThe middle annual property tax bill among the building's units.$2,290
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 208Aug 24, 2026$268,000Unit 211Aug 13, 2026$262,500Unit 211Mar 15, 2023$190,000BuildingMay 31, 2017$150,000Unit 209Dec 17, 2012$155,000Unit 208Jun 27, 2012$155,000Unit 211Jun 10, 2009$127,000Unit 210Jan 23, 2009$182,000Unit 209Aug 8, 2008$426,537Unit 202Jul 30, 2008$134,900

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,690 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$168,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$155,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$168,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTEARNS
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kennedy Community SchoolC+
Elementary · Grades PK–8 · 1.7 mi
H
Apollo High SchoolD+
High · Grades 9–12 · 5.2 mi

District: St. Cloud Area School District

Neighborhood · ZIP 56374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,970
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.168 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,765
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,748
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

15 E Minnesota St
2 bd · 1 ba · 892 ft²
$166K
15 E Minnesota St # 202
2 bd · 1 ba · 982 ft²
$188K
15 E Minnesota St # 206
1 bd · 1 ba · 706 ft²
$140K
15 E Minnesota St # 207
2 bd · 1 ba · 974 ft²
$178K
15 E Minnesota St # 208
2 bd · 1 ba · 1,144 ft²
$207K
15 E Minnesota St # 209
2 bd · 1 ba · 1,098 ft²
$208K
15 E Minnesota St # 210
3 bd · 2 ba · 1,378 ft²
$210K
15 E Minnesota St # 211
2 bd · 1 ba · 979 ft²
$264K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 15 E Minnesota St

How many units are in 15 E Minnesota St, Saint Joseph, MN?

15 E Minnesota St, Saint Joseph, MN has 7 residential units across 2 floors, built in 2008, according to county assessor records.

What is a unit at 15 E Minnesota St, Saint Joseph, MN worth?

The median TopHap Estimate across the 7 units at 15 E Minnesota St, Saint Joseph, MN is $206,621. That works out to $189 per square foot. Units run from 706 to 1,378 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 15 E Minnesota St, Saint Joseph, MN expensive for Saint Joseph?

Units at 15 E Minnesota St, Saint Joseph, MN carry a median of $189 per square foot, 32% below the Saint Joseph median of $280 per square foot.

How often do units sell at 15 E Minnesota St, Saint Joseph, MN?

2 units at 15 E Minnesota St, Saint Joseph, MN sold in the last 12 months, out of 13 recorded arms-length sales all time. That is a turnover rate of 28.6% of the building per year. The median sale over that period was $265K.

Have units at 15 E Minnesota St, Saint Joseph, MN appreciated?

Across 6 repeat sales of the same unit, 15 E Minnesota St, Saint Joseph, MN returned a median 2.4% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 6.7 years.

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