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Single Family ResidenceResidential
$420,083$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

15 ROSS LN

MIDDLETOWN, NY 10941
4
Beds
2 / 1
Baths
1,744 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$420K
$396K low$444K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$336,883
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$269,506
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$83,200
FIRST UNION MORTGAGE · recorded Sep 30, 1997

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$320,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyOrange
Lot (acres)The size of the land the home sits on, from county records.0.29
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Middletown High SchoolC
High · Grades 9–12 · 1.7 mi
M
Middletown Twin Towers Middle SchoolC-
Middle · Grades 6–8 · 2.1 mi
E
Presidential Park Elementary SchoolC
Elementary · Grades KG–5 · 2.6 mi

District: Middletown City School District

Neighborhood · ZIP 10941These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.14,825
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.459 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,071
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,078
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15 Ross Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 71% of homes in Orange County
  • Has a smaller lot than 71% of homes in Middletown 10941
  • Older than 65% of homes in Middletown 10941

What homes are worth in Middletown 10941

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$887K

This home is worth more than 43% of homes in Middletown 10941.

How it measures up in Middletown 10941

The dot is this home. The mark in the middle is the typical home in Middletown 10941.

Estimated value$420,083
CheaperTypical $433,656Pricier

Pricier than 43% of homes nearby

Price per ft²$241
CheaperTypical $238Pricier

Pricier than 52% of homes nearby

Living area1,744 ft²
SmallerTypical 1,775 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.29 ac
SmallerTypical 0.39 acBigger

Bigger than 29% of homes nearby

Year built1971
OlderTypical 1975Newer

Newer than 35% of homes nearby

How 15 Ross Ln ranks against every home in each area.
MeasureThis homeMiddletown 10941Orange County
Estimated valuepricier than$420,08343% of homes38% of homes
Price per ft²pricier than$24152% of homes29% of homes
Living areabigger than1,744 ft²48% of homes48% of homes
Lot sizebigger than0.29 ac29% of homes43% of homes
Year builtnewer than197135% of homes46% of homes

About 15 Ross Ln

How much is 15 Ross Ln, Middletown, NY worth?

The TopHap Estimate for 15 Ross Ln, Middletown, NY is $420,083 as of Jul 14, 2026. The likely range is $396,307 to $443,859. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 15 Ross Ln, Middletown, NY?

15 Ross Ln, Middletown, NY has 4 bedrooms, 2 bathrooms, 1,744 square feet of living space and a 0.29-acre lot.

When was 15 Ross Ln, Middletown, NY built?

15 Ross Ln, Middletown, NY was built in 1971, making it 55 years old. It is a raised ranch home. The building has 1 story.

What schools serve 15 Ross Ln, Middletown, NY?

15 Ross Ln, Middletown, NY is assigned to Middletown High School (high), rated C; Middletown Twin Towers Middle School (middle), rated C-; Presidential Park Elementary School (elementary), rated C. All sit in Middletown City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15 Ross Ln, Middletown, NY compare to other homes in Middletown 10941?

Among the 3,821 homes in Middletown 10941, it is worth more than 43% of them ($420,083 against a typical $433,656), its price per square foot is higher than 52% of them ($241 against a typical $238), it is bigger than 48% of them (1,744 ft² against a typical 1,775 ft²), its lot is bigger than 29% of them (0.29 ac against a typical 0.39 ac) and it is newer than 35% of them (1971 against a typical 1975). Measured against all of Orange County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Middletown 10941

Assigned schools

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